1. Organised Crime in New Zealand
Mike Byrne
Experienced leader of operational risk, fraud, security, continuity and crisis for large New Zealand companies

2. Organised Crime in New Zealand
Illicit drugs
Burglary, theft and links to organised crime
Violence
Kidnapping
Illegal trade, possession and use of firearms
Illegal migration
Identity crime
Money Laundering, Fraud, Electronic crime (e-crime)
Environmental crime
Intellectual Property crime (counterfeiting and piracy)
Bribery and corruption
Source ‘Organised Crime in New Zealand’ 2010 NZ Government

3. Recent Headlines
“Hacking group steal $1 billion from banks worldwide” (Feb 15)
“Massive Anthem health insurance hack exposes millions of customers' details” (Feb 15)
“NZ websites under attack as holidays prove prime time for hackers” (Jan 15)

4. Recent Headlines
“$22 million of methamphetamine seized at Auckland Airport” (Dec 14)
“Properties, cash and cars seized in $10 million drug bust” (Nov 14)
“Auckland pair charged with using fake cards to withdraw over $100,000 in cash from ATMs” (Feb 14)

5. Recent Headlines
“Police continue to build pressure on the Headhunters Outlaw Motorcycle Gang” (July 14)
“Elderly man scammed into importing P” (Dec 13)
“Police arrest 18 Black Power members” (Aug 13)

6. Recent Headlines
“Card skimming scammers jailed” (Feb 13) “New Zealand arrests in US led global copyright infringement investigation” (Jan 12) “German poacher jailed for gecko smuggling” (Mar 12)

7. Insight on ATM Fraud ATM skimming (hit NZ from 2006)
Well organised ‘fully funded’ summer holiday from Northern Hemisphere winter
Initially hard to prevent, slow to detect, reliant on the public
Perceived as non-violent crime against banks, deep pockets
Only ever dealing with the ‘pawns’
Evolved prevention by design (ATM’s, cards, site placement)
Evolved real-time detection analytics and response
Collaborative approach across banks, customs, policing
Threats continue to evolve as fast as defences

8. Insight on Identity Fraud
Identity theft involving overseas students
Identity documents taken or handed over when leaving the country after studying
Used for fraud against retailers, banks, finance companies
Personal loans never repaid, power and phone accounts, hire purchases, mobile phones, insurance policies
Exploited customer friendly identity processes
Changes to prevention processes (strengthened ID rules)
Link analysis in identifying common data points
Collaborative approach across banks, service sectors, policing
Threats continue evolving as fast as defences

9. Health Insurance Fraud
Application fraud
Non-disclosure of PECs
Claiming for services not covered
Altered documents/receipts
Duplicate claims or altered billing
Fictitious/exaggerated claims
Over-servicing
Identity fraud in treatments/claiming
Upcoding of services
Exploring data, testing appetite, establishing precedents

10. Key Learnings
Prevention by design - know your appetite, build to deliver
Balance - risks vs convenience and ease of use
Intelligence is power - monitor, analyse, join dots, search for anomalies. Stay curious!
Threats move fast - 24 x 7 global connectivity and social media
Fraud prevention - now blends with information security, physical security, HR processes, user access management
Collaborate - Fraud prevention is in everyone’s best interests

11. Thanks for listening Questions? Happy to talk in the break