1. FHC Employee Benefits
Family Home Care – FHCcares.com –

2. Benefits Site www.fhccares.benergy.com Reference plan summaries
User ID:  fhccares
Password:  benefits
Reference plan summaries
Print enrollment/change forms
Premiums taken out a month in advance of coverage
Make-up contributions can be arranged
Where to view our information
Family Home Care – FHCcares.com –

3. Benefit Classifications
Your average hours per week are measured at 3 times:
Your first 6 weeks of working for FHC
March – August (for October 1 eligibility)
September – February (for April 1 eligibility)
If you average hours = Full-time Eligibility
If you average 20.0 – = Part-time Eligibility
If you average or less = Not Eligible
Hours are measured on a per week average
Family Home Care – FHCcares.com –

4. Notification New Hire Open Enrollment Limited response time
Text or
Follow-up Call
Open Enrollment
Mailing to home
Benefit Meetings
Limited response time
Life status change – 31 days
You can only make changes at certain times… so chose wisely! This is a regular imposed by our plan contract, not us!
Family Home Care – FHCcares.com –

5. Full-time Eligibility
Part-time Eligibility
Not Eligible
Medical X
Dental
Vision
Life Insurance/AD&D
STD/LTD
Optional Medical Insurances
Paid Time Off
401(k)
Employee Assistant Plan
Family Home Care – FHCcares.com –

6. Medical Provider is Group Health HMO (Health Maintenance Organization)
All locations excluding Boise = 2 plan options (HMO and PPO)
Boise = 1 plan option (PPO)
First 4 outpatient visits and $500 diagnostic covered before deductible required
HMO (Health Maintenance Organization)
Basically means you MUST stay in network to receive coverage unless it’s a true emergency
Lower bi-weekly cost, $4,000 individual deductible, $6,000 out of pocket max
PPO (Preferred Provider Organization)
Can go outside of network and receive coverage at reduced rate
Higher bi-weekly cost, $2,500 individual deductible, $4,000 out of pocket max
Family Home Care – FHCcares.com –

7. Waivers
Waivers
If you do not sign up, you will need to sign a waiver. (Some benefits come by just working for Family Home Care. No hourly requirement!)
If you need to take the paperwork home to discuss with someone…
You need to have the paperwork back within hours
In the meantime, you will be asked to sign a waiver
When you bring the paperwork back, updated, the waiver will be disposed of, changed if necessary, and you will be signed up for benefits.
Family Home Care – FHCcares.com –

8. Dental Willamette Dental (DMO) Delta Dental (PPO)
Must go to Willamette clinics
Lower bi-weekly cost, $20 co-pay, various copays per service
Orthodontic coverage
Delta Dental (PPO)
Can go in or out of network
Somewhat higher bi-weekly cost, $50 deductible, 3 tier coverage
No orthodontic coverage
Family Home Care – FHCcares.com –

9. Vision VSP Copays: Exam every 12 months Lenses every 12 months
$20 for exams and glasses
$50 - $160 for lenses
$60 for contacts
Exam every 12 months
Lenses every 12 months
Frames every 24 months
Contacts every 12 months
Family Home Care – FHCcares.com –

10. Life Insurance & AD&D Reliance Standard Provided and paid for by FHC
$10,000 Accidental Death & Dismemberment
Option for by-up for employee, spouse, and/or children
Increments of $10k for employee and spouse
Child increments of $2,500, $5,000, $7,500, or $10,000
If not requested at initial hire, may require evidence of insurability
For FIELD STAFF
$10k Life and AD&D
Family Home Care – FHCcares.com –

11. Short Term and Long Term Disability
60% of earnings
7 day waiting period
12 weeks
Long Term
Have to work 20+ hours per week and earn $15k per year
90 consecutive days of disability
For FIELD STAFF
$10k Life and AD&D
Family Home Care – FHCcares.com –

12. Voluntary Income Protection Insurances
Critical Illness
Hospital Indemnity
Accident
For FIELD STAFF
$10k Life and AD&D
Family Home Care – FHCcares.com –

13. It is great to work with FHC! PTO time!
Years of Service
Hours Accrued/Year (avg 30+ wrk hrs/wk)*
Hrs Accrued/Year (avg wrk hrs/wk)*
Hrs accrued per pay period (30hrs/20hrs)*
0-2 40 20
1.54 / .77
3-5 50 25
1.92 / .96
6-9 60 30
2.31 / 1.15
10+ 80
3.08 / 1.54
Family Home Care – FHCcares.com –

14. EAP (Employee Assistance Program)
Support Linc
Eligible day 1
Website or Phone
For anything that stresses an employee out!
Family Home Care – FHCcares.com –

15. what services are included? counseling
SupportLinc provides:
Comprehensive Assessments by Clinical Professionals
Problem Identification
Treatment Recommendations
Short-Term Counseling (Up to x Sessions Per Presenting Issue)
Referrals to Providers or Facilities
SupportLinc can help with a variety of concerns:
Depression, Stress or Anxiety
Relationship Problems
Family or Parenting Issues
Substance Abuse

16. who is eligible?
The employee, the employee’s spouse, and the employee’s immediate family members are eligible to use the SupportLinc program.

17. access? call 1-888-881-LINC (5462) visit www.supportlinc.com
To access SupportLinc:
call LINC (5462)
visit
The contact information for SupportLinc can be found on:
Posters
Brochures
Newsletters
Wallet Cards
Website

18. But Wait! There’s More… Discounts
AT&T-25%
Verizon-19%
Gym Memberships
Scrubs-10%
Costco-not a discount, but can be payroll deducted
HomeStreet Bank-Typical Savings of up to $1500
Free Home Buyer Education
Down Payment Assistance
Available for immediate Family! No matter location
$15,000 Business Travel Accident Insurance
401K
Family Home Care – FHCcares.com –