1. The Charity Self Insurance Journey Arran Gray Platinum SponsorMedia PartnerPlatinum Sponsor Association & Membership | Compliance | Event Management | Finance | Fundraising | Leadership | Legal | Marketing & Research | Technology

2. Presentation Title Introduction and Agenda Overview of SAGIC The Salvation Army’s Insurance Policy What is covered by SAGIC Other insurances in place Non-Captive Insurances Risk Management Claims Handling / Case Studies Questions?

3. Presentation Title Overview of SAGIC Started life as The Salvation Army Fire Insurance Corporation on 11 th January 1909 Currently 10 staff members insuring approx £1.9 billion of SA owned property in the UK and Ireland and approx £1 billion of UK residential properties.

4. Presentation Title Overview of SAGIC Why use a Captive? Benefits / Considerations Profits of £795,000 returned to The Salvation Army last year

5. Presentation Title The Salvation Army’s Insurance Policy What is covered by SAGIC? Cover provided is the same as any other charity in the UK (if not better) Deciding the levels of cover required

6. Presentation Title The Salvation Army’s Insurance Policy Other insurances in place Engineering Liability Reinsurance / Co-insurance

7. Presentation Title Salvation Army Properties William Booth College – Denmark Hill, London £56,527,493 International Headquarters – St Pauls, London £26,859,239 Sunbury Court Conference Centre, South-West London £15,919,591 Booth House Lifehouse, East London £14,452,706 Granby Lifehouse, Dublin £12,740,743 Pull

8. Presentation Title Non-Captive Insurances Home Insurance Commercial Insurance Charity Insurance

9. Presentation Title Risk Managment Activities of Charity / Organisation – EL, PL & PI Considerations Safe Mission – Safe and Sound – Does the organisation have proper, enforced Guidelines? When have you had to claim?

10. Presentation Title Claims Handling Internal – How do we deal with Claims Role of Loss Adjusters Stats & Loss ratio When have you had to claim?

11. Presentation Title Claims CauseNumberCost Accidental Damage22£15,897.21 All Risk60£31,520.45 Escape of water50£169,160.36 Falling Trees2£910.00 Fire10£412,128.39 Flood3£9,848.29 Freeze Food2£350.00 Impact18£21,788.44 Lighting1£780.72 Loss of Rent1£6,000.00 Malicious Damage24£12,181.73 Money6£707.81 Storm66£202,404.61 Subsidence3£34,500.00 Theft91£139,977.32 Glass Damage29£9,957.30 Total388£1,068,112.63

12. Presentation Title Claims Fire

13. Presentation Title Claims Fire

14. Presentation Title Top Five Claims PolicyHolderReserveSettledTotal Total Stafford Corps£350,161Open£36,083.08£386,244.08 Fire at Church Hall Exeter Temple Corps£0.00Paid£58,689.41 Storm Damage William Booth College£25,836.25Open£7,163.75£33,000.00 Blocked drains escape of water Maidenhead Corps£25,976.26Open£4,193.88£30,170.14 Escape of water from radiator Craven Park SAHA£26,876.00Open£624.00£27,500.00 Subsidence

15. Presentation Title Risk Management Risk Management is identifying, analysing and economically controlling the risks that affect your organisation Escape of Water / Unoccupied Properties Physical security vs. Practicality Previous claims?

16. Presentation Title Stafford Salvation Army

17. Presentation Title Stafford Salvation Army

18. Presentation Title Stafford Salvation Army

19. Presentation Title Stafford Salvation Army

20. Presentation Title Stafford Salvation Army

21. Presentation Title Stafford Salvation Army Current Outstanding Reserves Settlement£36,083 Reserve£341,661 Loss Adjusters Fees£8,500 TOTAL£386,244 The loss will probably reach the sums insured of the building.

22. Presentation Title2 Old College Court, 29 Priory Street, Ware, Hertfordshire, SG12 0DE For more information, contact us at : 0300 030 1865 www.sagic.co.uk arran.gray@sagic.co.uk Thank you for listening