2,532 NDIRF Membership 1986 - 2014. Schools Other City County 2014 MEMBERS’ PREMIUM DISTRIBUTION.

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Presentation transcript:

2,532 NDIRF Membership

Schools Other City County 2014 MEMBERS’ PREMIUM DISTRIBUTION

Loss & Expenses Net Income (in thousands) 29-Year Revenues 2,267 13,321

40,490 20,903 (in thousands) 29-Year Balance Sheet Equity Liabilities

(in thousands) Net Written Premium

(in thousands) Losses

Loss Reserves (in thousands)

Loss Ratios

Net Earnings (in thousands)

Member’s Equity

( in thousands)

Direct Premium to Surplus Ratio NAIC: Insurance Regulatory Information System <300%

Liabilities to Liquid Assets Ratio NAIC: Insurance Regulatory Information System <105%

Two-Year Operating Ratio Combination of expenses, loss, and invest ratios <100%

Combined Trade Ratio <96% Expenses & Losses

Investment Yield Ratio

FIXED INCOME RATINGS Average Rating AA/A AAA AA Below BBB A BBB