2012
Present Dental coverage Level One Basic - 100% co insurance Level Two Major and Restorative – 50% co insurance Both levels have a combined annual maximum of $1250 per person per calendar year that is to say coverage terminates when the combined liability for level one and two reaches $1250
Proposed change Add level three- Orthodontic coverage for dependents up to age 19 Advantage; allows members who are families or couples with dependent children to have Orthodontic coverage. Note; no effect to single experience or premium as are ineligible (if maximum remains the same)
Premium effect Add level 3 at a combined annual maximum of $ per person per year Cost – Single$38.75 monthly (existing $38.75) Couple$77.75 monthly (existing $77.50) Family$ monthly (existing $96.75)
Examples (Note proposed plan dependent on arrangement with Orthodontist/Dentist and Patient) Present plan (level three) Cost of Orthodontics $6,000 No Coverage Proposed Plan (level three- option 1) Cost of Orthodontics $6,000 Coverage 50% combined annual year one cost $2200- coverage $1100 year two cost $2200- coverage $1100 year three cost $800- coverage $400 year four cost $800- coverage $400 Note : Each year can be billed, and likely will, costs of other levels
Information: 2012 Dental charges Exams, cleanings, scaling and fluoride (level one) $ to $ Root canals (level two) $ to $ X-rays (level one) $20.00 to $25.00 each
Status Changes Please note; Regardless of the level of coverage under the Dental plan, one can and should keep status of dependents up to date. Example; upon the loss or acquisition of a dependent; (spouse/child) make the change through an enrollment form, available from the board office, to amend your status. Please do this within 90 days prior to, or after, the change otherwise coverage is limited to $250.00, for that new dependent, for one year
?Questions? If you have questions from your colleagues or you want further info Please contact; The Sunrise Office; or Glen Anderson, MTS Benefits Staff Officer Direct line or at,