A measure of the uncertainty of an investment’s rate of return; possible losses involving income or standard of living; the possibility of a loss from peril to people or property covered by insurance.

 A written request submitted to your insurance carrier to cover a loss.

The dollar amount or percentage of a loss that is not insured, as specified in an insurance policy.

The fee paid for insurance protection.

The percentage of the costs of medical services paid by the patient.

An amount of money that the member or insured pays directly to a provider at the time services are rendered.

The dollar amount or percentage of a loss that is not insured, as specified in an insurance policy.