Polish Leasing Association Warsaw, April 2008 Leasing market in Poland after I Quarter 2008

2 Data collected from the following 34 polish leasing companies: Bankowy Fundusz Leasingowy BGŻ Leasing BNP Paribas Lease Group BPH Leasing (HVB Group) BRE Leasing (Commerzbank Group) BZ WBK Leasing (AIB Group) Caterpillar Financial Services Poland DnB Nord Leasing(BISE Atechnet Leasing) De Lage Landen Leasing Deutsche Leasing Polska Europejski Fundusz Leasingowy (Credit Agricole Group) Fidis Leasing Polska Fortis Lease Polska Getin Leasing Handlowy-Leasing IKB Leasing Polska Impuls Leasing ING Lease Polska (ING Group) Kredyt Lease Masterlease Polska Millennium Leasing (Banco) Mercedes-Benz Leasing Sp. z o.o. NL Leasing Polska NOMA 2 ORIX Polska Raiffeisen Leasing Polska Scania Finance Polska SEB Leasing POlska SG Equipment Leasing Polska SGB-Trans-Leasing PTL Siemens Finance VB Leasing Polska (Volksbank Group) VFS Usługi Finansowe Polska Volkswagen Leasing Polska

3 Total net value of Equipment & Real Estate leased in I Quarters 2004 – 2008 (bln PLN) 8,31

4 Total net value of new leasing contracts in Poland after I Quarter 2008 (estimated net value – 8,31 bln PLN)

5 Structure of new leasing contracts after I Quarter 2008

6 Estimated share of leasing segments in equipment leasing market I Quarter 2008 vs I Quarter 2007

Equipment - analisys by type of assets I Quarter 2008 vs I Quarter 2007 (mln PLN) MarketI Q 2007I Q 2008Dynamics Vehicles4186,25087,821,5% Machinery1781,42302,129,2% IT109,9130,318,6% Ships, Rail, Aircraft 71,8190,6165,4 Other38,853,237,3 Total Equipment 6188,17763,925,5

Total net value of Equipment leased in years 1997 – 2007 and I Q in years (in mln PLN)

9 Share of top 10 companies in equipment leasing market after I Quarter 2008 (estimated total net value – 7,76 bln PLN)

10 Analysis by type of assets in road transport vehicles leasing market after I Quarter 2008 (estimated total net value – 5,09 bln PLN)

11 Share of top 10 companies in road transport vehicles leasing market after I Quarter 2008 (estimated total net value – 5,09 bln PLN)

12 Share of top 10 companies in passenger cars leasing market after I Quarter 2008 (estimated total net value – 1,98 bln PLN)

13 Analysis by type of assets in machinery and industrial equipment leasing market after I Quarter 2008 (estimated total net value – 2,30 bln PLN)

14 Share of top 10 companies in machinery and industrial equipment market after I Quarter 2008 (estimated total net value – 2,30 bln PLN)

15 Analysis by type of assets in computers and business machines leasing market after I Quarter 2008 (estimated total net value – 0,13 bln PLN)

16 Share of top 10 companies in computers and business machines leasing market after I Quarter 2008 (estimated total net value – 0,13 bln PLN)

17 Estimated share of leasing segments in real estate leasing market I Quarter 2008 vs I Quarter 2007

18 Share of top companies in real estate leasing market after I Quarter 2008 (estimated total net value – 0,55 bln PLN)

Total net value of Real Estate leased in years 1997 – 2007 and I Q in years (in bln PLN)

20 Polish Leasing Association Polish Leasing Association Office: Warsaw, Rejtana 17 Tel.: (22) /39 Fax: (22)