1. Polish Leasing Association Warsaw, October 2005 Leasing Market in Poland I-III Q 2005 and estimation 2005

2. Source: Polish Leasing Association2 Data collected from the following 32 leasing companies: Bankowy Fundusz Leasingowy BEL Leasing BISE Atechnet Leasing BNP Paribas Lease Group BPH Leasing BRE Leasing BZ WBK Finance & Leasing Caterpillar Financial Services Poland DaimlerChrysler Leasing Polska Deutsche Leasing Polska Europejski Fundusz Leasingowy Fidis Leasing Polska Fortis Lease Polska Futura Leasing Handlowy Leasing IKB Leasing Polska ING Lease (Polska) Kopex Leasing Kredyt Lease NL Leasing Polska Noma 2 Nordea Finance Polska Orix Polska Pekao Leasing Raiffeisen Leasing Polska Renault Credit Polska Scania Finance Polska SG Equipment Leasing Polska Toyota Leasing Volksbank-Leasing Polska VFS Usługi Finansowe Polska Volkswagen Leasing Polska Watin Leasing & Finance

3. Source: Polish Leasing Association3 Analysis by type of asset - I-III quarter 2005

4. Source: Polish Leasing Association4 Analysis by type of asset in years 1999-2005 1. Road transport vehicles 2. Machinery and industrial equipment 3. Computers and business machines 4. Railway, aircraft and ships 5. Others equipment

5. Source: Polish Leasing Association5 Comparison of the value of particular types of leased equipment after 3Q 2004 and 3Q 2005 MarketAfter 3Q 2004 After 3Q 2005Change (%) Road transport vehicles 64806100-5.9% Machinery and industrial equipment 1880285051,5% Computers and business machines 2202409,1% Railway, aircraft and ships 135300122% Others 16560-64% Equipment888095507,5%

6. Source: Polish Leasing Association6 Share of leasing market (equipment) – Top ten in I-III quarter 2005 Estimated total net value – PLN 9,55 mld

7. Source: Polish Leasing Association7 Net value of equipment leased in 1997-2005 (in million PLN)

8. Source: Polish Leasing Association8 Share of leasing market - road transport vehicles in I –III Q 2005 Estimated total net value PLN 6100 million

9. Source: Polish Leasing Association9 Estimated total net value of road transport vehicles leased in years 1997 - 2005 (in million PLN)

10. Source: Polish Leasing Association10 Share of leasing market - passenger cars Top ten in I-III Q 2005. Estimated total net value - PLN 1750 mln

11. Source: Polish Leasing Association11 Net value of passenger cars leased in years 1997 - 2005 (in million PLN)

12. Source: Polish Leasing Association12 Share of leasing market - machinery and industrial equipment Top ten in I-III Q 2005 - Estimated total net value - PLN 2 850 mln

13. Source: Polish Leasing Association13 Net value of machinery and industrial equipment leased in years 1997 – 2005 (in million PLN)

14. Source: Polish Leasing Association14 Share of leasing market - computers and business machines Top ten in I-III Q 2005 - Total net value - PLN 240 million

15. Source: Polish Leasing Association15 Net value of computers and business machines leased in years 1997-2005 (in million PLN)

16. Source: Polish Leasing Association16 Net value of real estate leased in years 1997-2005 (in million PLN)

17. Source: Polish Leasing Association17 Polish Leasing Association Witold Drożdż – Managing Director Rejtana Str.17, Warsaw Phone: (+48 22) 542 41 36 Fax: (+48 22) 542 41 37 E-mail: zpl@leasing.org.pl www.leasing.org.pl