INNOVATE: Ideas to stay ahead of the game Michel Carrier, Manager, Major Accounts Forum Aerospace Innovation, December 5 – 6, 2011

2INNOVATE: Ideas to stay ahead of the game Accelerate entrepreneurs’ success ˃ BDC is Canada’s development bank ˃ We help more than 29,000 clients reach their full potential ˃ 100 Business Centres across Canada ˃ As a federal Crown corporation, BDC has been serving Canadian entrepreneurs for more than 65 years

3INNOVATE: Ideas to stay ahead of the game INNOVATION WHAT IS IT?

Client story: TBC Guillermo ALONSO

5INNOVATE: Ideas to stay ahead of the game Where to start DECIDE. DISCOVER. DO.

6INNOVATE: Ideas to stay ahead of the game How can BDC help you? Tailored financing designed to protect your cash flow >Longer term payment >Repayment schedules to suit your business cycle >Possibility to defer capital payments Good, affordable business advice ˃ Whatever your business challenge, our consultants will help you find the right solution

7INNOVATE: Ideas to stay ahead of the game The right financing for your innovation projects BDC offers: ˃ Working capital for growth ˃ Equipment/technology financing ˃ Market expansion financing

8INNOVATE: Ideas to stay ahead of the game Get strategic expertise and advice BDC’s consultants can help you: >Think Lean—reduce costs with more efficient processes >Improve growth by increasing capacity or tapping new markets >Reduce business risks by increasing competitiveness >Boost innovative capacity and help access government research tax credits or refunds >Build a more creative team and increase employee motivation

Investing in Technology Now is the time

10INNOVATE: Ideas to stay ahead of the game $200 million to help entrepreneurs invest in technology Vital capital to invest in the following: >Hardware >Software >Services >Internet services

11INNOVATE: Ideas to stay ahead of the game ICT solutions and tools ˃ ICT consulting solutions >Free tools ICT Assessment Web Assessment >Resources Free eBook >ICT financing bdc.ca/smarttech

1 888 INFO BDC bdc.ca Michel Carrier Manager, Major Accounts Boucherville Business Centre Thank you!