Investing Mr. Marcus Personal Finance. Why Should You Invest? To beat inflation To increase wealth To make money To let your money work for you. Does.

Slides:



Advertisements
Similar presentations
Mutual Funds Aim: Why do people invest in mutual funds? Do Now: What are some of the major problems/risks that come with investing in the stock market?
Advertisements

Economics. What is investing? Simply put, investing is saving money in a way that earns income. The purpose of investments in to earn additional income,
Prepare for Your Future
Investing for your Future Review
Goal Setting "The indispensable first step to getting the things you want out of life is this… Decide what you want.” Retirement – when…how much… Home.
Chapter © 2010 South-Western, Cengage Learning Investing for the Future Basic Investing Concepts Making Investment Choices 11.
Investing in Your Future Vocabulary
Investing for Your Future
Investing 101 How to grow your money wisely What’s an investment? An investment is something you buy with the expectation that it will increase in value.
Vocabulary. Section 9.1 Vocabulary Pre-tax dollars: Deposit into a retirement account before taxes have been taken out of your paycheck. This lowers your.
“Don’t put all your eggs in one basket.” Diversify!
INVESTMENTS 101 STOCK MARKET SUMMARY STOCK MARKET SUMMARY What is an INVESTMENT? What is an INVESTMENT? Short term sacrifice long term gain Short term.
Chapter 11 Investing for Your Future
Take Charge Saving & Investing. Insuring Deposits  FDIC  Federal Deposit Insurance Corporation  Protects Checking, Savings, MMA, & CDs  Insures money.
Learning Target: IWBAT describe the risk and return of various investment vehicles and the importance of diversification.
Chapter 11 Investing for Your Future. Goals for Chapter 11.1 Investing fundamentals Describe the stages of investing and the relationship between risk.
Financial Planning for Retirement. The financial planning process for retirement 1. Review your savings and investments 2. Estimate your retirement income.
Investing. Investing putting your money to work to earn more money putting your money to work to earn more money.
Savings & Investment Vehicles Mike Meade. Saving vs. Investing Saving o Putting money away for safe-keeping o Emergency funds o Zero risk Investing o.
Planning INFLATION- the general rise in price of goods and services (savings must exceed) You have to have a plan for retirement Years ago companies had.
Building Bucks Savings and Investment Basics. Basics Saving – provides funds for emergencies and for making specific purchases in the near future Investing.
© 2010 South-Western, Cengage Learning Chapter © 2010 South-Western, Cengage Learning Investing for the Future 11.1Basic Investing Concepts 11.2Making.
NEFE High School Financial Planning Program Unit Three – Investing: Making Money Work for You Unit 3 - Investing: Making Money Work for You.
Business & Personal Finance INVESTING. Bonds When you buy bonds you are lending money to a federal or state agency, municipality or other issuer, like.
Investing Savings and Investing. Why Invest? Hedge against inflation Rise in a general level of prices Investing to increase wealth Invest to save for.
Chapter 11 Investing for Your Future. Stages of Investing b Stage 1 –
Investing  . If you invest $1,000 each year What are some ways to invest?      
Savings and investments. Reasons to save and invest ► Education ► Down payments- car, house, toys ► Business startup ► Retirement ► Emergencies.
1 Personal Financial Planning Guide Chapter 3-6: Building Wealth through Investment Planning.
Savings & Investments HOW TO BECOME A MILLIONAIRE.
UNIT VII – Personal Financial Literacy
E. Napp Saving and Investing In this lesson, students will be able to identify characteristics of saving and investing. Students will be able to identify.
Understand saving and investing options for clients.
PERSONAL FINANCE Diversification. Objectives Students will be able to know:  The importance of diversification  Research investments online and with.
Investment Options Part 1. Three reasons to invest Investing helps beat inflation Investing increases wealth Investing is fun and challenging –Opportunity.
Chapter © 2010 South-Western, Cengage Learning Investing for the Future Basic Investing Concepts Making Investment Choices 11.
Online Investing Review. Welcome to the review for your investing test. Work through the questions. If there is anything you don’t understand, ask Mr.
Personal Finance Chapter 7. © EMC Publishing, LLC Kinds of stocks – Common - voting – Preferred - safer Investment Options Stocks.
Investing for Your Future Subtitle. Why Should I Start Investing NOW You have time for your money to grow Establish the habit of saving Risk vs Reward.
Investing & Housing Let your money make money.. Risk v. Return  All investments have risk & return  Undiversifiable Risk – Uncontrollable  Diversifiable.
An Introduction to Investing Your Money Source: CTAinvest.org.
© 2010 South-Western, Cengage Learning Chapter © 2010 South-Western, Cengage Learning Investing for the Future 11.1Basic Investing Concepts 11.2Making.
Investing Fundamentals. Investing for the Future: Goal Setting Investment goals should be specific and measurable. Develop your goals by asking questions:
Essential Standard 4.00 Understand the role of finance in business.
Saving and Investing Notes. Saving and Investing Objectives Explain factors that influence the amount of money earned at a financial institution.
Unit Four Savings & Investments Pages
Chapter © 2010 South-Western, Cengage Learning Investing for the Future Basic Investing Concepts Making Investment Choices 11.
Chapter 8 Savings and Investing Preparing for a Savings or Investment Program Section 8.1.
Managing Your Investments Chapter 11 Page 259 Personal investing – using your savings to earn a financial return
$$ Day 3 $$ In This Unit, You will be able to:  Understand & Explain the KISS rule of investing.  Examine the relationship between diversification and.
SAVING/INVESTING Unit 3 – Fin. Planning Manual. SAVING VS. INVESTING SAVING SAVING Money stored or set aside for short-term goals. Safe, secure, low risk,
Chapter 13 Investing Fundamentals. Establish your Financial Goals  Specific  Measurable  Attainable  Realistic  Time frame.
Chapter 11 Investing for Your Future  11.1: Investing Fundamentals  11.2: Exploring Investment Options.
Chapter 32 Saving and Investing Introduction to Business Spring 2005.
© South-Western Educational Publishing Chapter 11 Investing for Your Future  Investing Fundamentals  Exploring Investment Options.
$$ Day 2 $$ In This Unit, You will be able to:  Understand & Explain the KISS rule of investing.  Examine the relationship between diversification and.
Investments First rule: Pay yourself first through saving. What is compound vs. simple interest? Second rule: As you acquire wealth and income learn to.
An Introduction to Investing Your Money
Investing in the Future
Investing in the Future
INVESTMENTS 101 STOCK MARKET SUMMARY What is an INVESTMENT?
INVESTMENTS 101 STOCK MARKET SUMMARY What is an INVESTMENT?
Investing 101 How to grow your money wisely.
Investing and Personal Finance
Investing for the Future
Investing and Retirement
What is an investment? Create a short definition.
Investing for the Future
3-3 SAVINGS ACCOUNTS Smart money management includes saving a portion of your income and making wise long-term investments.
Investing in the Future
Presentation transcript:

Investing Mr. Marcus Personal Finance

Why Should You Invest? To beat inflation To increase wealth To make money To let your money work for you. Does MONEY grow on trees? Click here to find out!!

Retirement Start saving now for your retirement. You will be 65 sooner than you think. Examples –IRA –401K –403 B

Diversification Diversification means “not putting all your eggs in one basket.” You should put your money into different types of investments.

Low Risk Investments Low risk investments will usually give you a low return: Examples –Corporate Bonds –Municipal Bonds –Savings Bonds –Treasury Securities

Medium Risk Investments Medium risk investments will usually give you a medium return: Examples –Mutual Funds –Annuities –Retirement Accounts –Property

High Risk Investments High risk investments will usually give you a high return: Examples –Stocks –Penny Stocks –Futures –Options

How to Learn About Investing Financial Advisors Internet Magazines Stock Brokers Investment companies Newspapers

How to Invest Online trading – set up yourself Easiest way to invest is to set up a retirement account (401k). Money is taken out of your paychecks, and invested by a financial planner? THEY DO THE WORK FOR YOU!!! CLICK HERE CLICK HERE for Video!! Click to continue

Bibliography Managing Your Personal Finances The Motley Fool v Sun Life Financial c4afb03110vgnprod10000d490d09fRCRD

No, but it sure may seem like it if you invest WISELY!! Click to Continue