1. Investing and Retirement

2. Video 25 Minutes
Investing 101

3. Investing? How much money is made through investments
Warren Buffet $12.7 billion dollars last year or $37 million per day
Bill Gates $11.5 billion last year or $33 million dollars a day
Mark Zuckerberg $10.5 billion dollars last year or $30.4 million per day

4. Investment Words You Need to Know
Diversification-The process of dividing the money a person invests between several different types of investments on order to lower risk.
Investing-The process of setting money aside to increase wealth over time for long-term financial goals such as retirement.
Investment-Account or arrangement a person puts his/her money for long term growth; invested money should not be used for a suggested minimum of five years.
Liquidity-Quality of an asset that permits it to be converted quickly into cash without loss of value; availability of money.

5. Investment Words You Need to Know Cont.
Portfolio-A list of your investments.
Risk-Degree of uncertainty of return on an asset; in business the likelihood of loss or reduced profit.
Risk Return Ratio-Relationship of substantial reward compared to the amount of risk taken.
Share-Piece of ownership in a company, mutual fund or other investment.
Stocks-Securities that represent part ownership or equity in a corporation.
Tax-Favored Dollars-Money that is invested, either tax differed or tax free, within a retirement plan.

6. Types of Investments Money Markets Single Stocks Bonds Mutual Funds
IRA
Roth IRA
Annuities
Real Estate

7. Stock Market What is the Stock Market? Horrible Investments
NYSE, AMEX, NASDAQ, AMEX
Bear vs. Bull Market
Horrible Investments
Gold
Commodities
Day Trading

8. Employer Benefits and Retirement Plans
Employee Benefits are non-wage compensation packets.
Common benefits include the following:
Retirement and Savings plans
Stock purchase
Educational Reimbursement
Incentive Plans
Cafeteria Plans
Retirement Loans
Borrowing against your 401(k)
Retirement Rollovers
When changing jobs