INSURANCE Drug Overdose from Prescription Medication Excluded from Homeowner Insurance Coverage Nick Melendez & Johanna Redick.

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Presentation transcript:

INSURANCE Drug Overdose from Prescription Medication Excluded from Homeowner Insurance Coverage Nick Melendez & Johanna Redick

SUMMARY The homeowners insurance policy excluded liability from injury or death that is caused by controlled substances

KEY WORDS Homeowner- a person who owns their own home Overdose- an excessive and dangerous dose of a drug Guests- a person who is invited to visit the home of or take part in a function organized by another Controlled substance- a drug or chemical whose manufacture, possession, or use is regulated by a government. Controlled substances are substances that are the subject of legislative control.

DECISION Affirmed. McMasters use was not proper, the insurance policy clearly eliminates liability for controlled substances.

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