Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Funding Opportunities for Older American Indians Tedd Buelow & Carolyn Bell USDA Rural Development December 12, 2007

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Session Summary Quick Overview of USDA Rural DevelopmentQuick Overview of USDA Rural Development Rural Housing Repair and Rehabilitation Loans & Grants (504)Rural Housing Repair and Rehabilitation Loans & Grants (504) Questions and AnswersQuestions and Answers

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat USDA Rural Development 3 Program Areas –Rural Business/Cooperative –Rural Utilities –Rural Housing & Community Facilities National and State Office Structure –State Directors –Program Directors –Native American Coordinators Area / Local Offices (Over 700) Native American Coordinators (43)

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Historic Funding Benefiting AI/AN Customers Millions of Dollars Fiscal Years

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat SFH 504 Program Purpose: The Very Low-Income Housing Repair program provides loans and grants to very low-income homeowners to repair, improve, or modernize their dwellings or to remove health and safety hazards.

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat SFH 504 Program Eligibility: Homeowner-occupants must be unable to obtain affordable credit elsewhere and must have very low incomes, (below 50 percent of the area median income). Repairs and improvements must make the dwelling more safe and sanitary or remove health and safety hazards.

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat SFH 504 Program Eligibility: Grants are only available to homeowners who are 62 years old or older and cannot repay a Section 504 loan.

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat SFH 504 Program Terms: Loans of up to $20,000 and grants of up to $7,500 are available. Loans are for up to 20 years at 1 percent interest. No security requirement for loans under $7,500.

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat SFH 504 Program Terms: Grants must be repaid if the property is sold within 3 years. Repairs financed with grant funds must result in the removal of health and safety hazards.

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat SFH 504 Program Terms: A grant/loan combination is made if the applicant can repay part of the cost. Loans and grants can be combined for up to $27,500 in Section 504 assistance

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat SFH 504 Program Standards: Major health and safety hazards must be corrected. All work performed must meet local codes and standards.

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat 504 Loan and Grant Activity with AI/AN Customers Off Tribal LandsOn Tribal LandsTotals Loan63$344,90516$86,88579$431,791 Grant117$668,71874$476,749191$1,145,468 FY 2007 FY 2001 – 2007 $13.1 Million in 504 Loans and Grants to AI/AN Customers

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Other Programs to Keep in Mind Community Facilities Multi-Family Housing Telecomm –Distance Learning and Telemedicine –Community Connect Cooperative Programs –Rural Healthcare Cooperatives in Wisconsin

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Getting More Information

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Getting More Information

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Getting More Information

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Questions and Answers

Administration on Aging Office of American Indian, Alaska Native and Native Hawaiian Programs Task Force Chat Contact information Tedd Buelow Native American Coordinator USDA Rural Development (202) Carolyn Bell Chief, Special Programs Branch Single Family Housing Direct Loan Division (202)