Web Payments via Christopher Woods Aaron Buma

Agenda  Introduction  About it  Why to use it  Services they Provide  Seller Protection  Ebay Aspect  Implementation

Introduction  Online payment system  One of the lowest fraud loss rates in the payment industry  Accept: Visa, MasterCard, American Express, Discover, eChecks, Bank Transfers, PayPal Balances

Why use it?  Security Encryption You’re not in charge of sensitive information  Less work for you  Convenience  Cheap Solution

Merchant Accounts  Website Payments  Website Payments Pro  Payment  Payflow

Website Payments Standard  No monthly/setup/cancellation fees  Transaction Fee: % +$0.30  Start accepting payments today  Simple  Don’t need shopping cart. They can provide you with one, or you can use Supported Carts Supported Carts  Customer’s don’t need PayPal Account  Online Reporting  HTML

How It Works

Website Payment Pro  $20 Monthly  Transaction fee: 2.2% to 2.9% + $0.30  Similar to Website Payment Standard  Main Difference Customer stays on your site if using Credit Card API .Net, Java, Pearl, PHP, Python

How it Works

Payment  Can Send invoices online  Basically Website Payments by  Transaction Fees: % + $0.30  No Real Technical Skills Needed

Payflow Gateway  More Advanced  Set Up Fee $ $  Monthly Fee $ $59.95  Only $0.10 cents per transaction  API or HTML  Secure Connection from your online store to your internet merchant account (PayPal) and your payment processing network (bank)  How it works Comparison of Services

Seller Protection  Seller Protection Policy covers most sellers for up to $5,000 on any transaction PayPal deems fraudulent  Fraud Prevention SSL 3.0 SSL 128 bit encryption Information on PayPal's server PayPal Verification  Prevent Charge-backs

Ebay Aspect  Buyer Protection  Dispute Resolution  100% protection against unauthorized payments sent from your account

Questions?

Implementation Merchant Services Can’t Breathe?

Sandbox  PayPal’s Virtual Test Environment  Create Sandbox accounts to test your PayPal code  Almost exactly like PayPal Live but nothing is ever processed  All you need is a developer account

Questions? Thank You