Introducing This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Key features of ICICI Pru Elite Life Nine funds with different risk-return profiles Equity oriented, debt oriented, balanced and Dynamic P/E Fund Reducing effective Fund Management Charge Unlimited free switches, ATS & premium redirection Get higher of Sum Assured or Fund Value on death This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

ICICI Pru Elite Life at a glance Minimum Premium Rs. 200,000 Premium Payment TermOne Pay & Five Pay Policy Term 10 to 30 years Sum Assured One Pay Five Pay Min / max age at entry One Pay – 0 / 70 years Five Pay – 8 / 70 years Min / max age at maturity 18 / 80 years AgeMinimum Sum AssuredMaximum Sum Assured 8 to <45 yrsHigher of 10 and (0.5 X Term)As per sustainability matrix >= 45 yrs10As per sustainability matrix Age at entrySum Assured 0 to > 60 years125% of SA This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Reduction of effective FMC Effective FMC will be reduced by allocating Loyalty Additions from sixth year onwards And it will further reduce from 11 th year onwards * 1.Benefits of reduced FMC will be passed on by allocating Loyalty Additions at the end of the policy years 2.This illustration is for all funds other than RGF and Money Market Fund. 3.Also, this illustration does not consider service tax and timing implications. This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Loyalty Additions Get rewarded with Loyalty Additions at the end of every policy year starting from the end of the sixth policy year It will be a percentage of the average of daily fund values in that same year This Loyalty Addition will reduce the effective FMC * 1.This illustration is for all funds other than RGF and Money Market Fund. 2.Also, this illustration does not consider service tax and timing implications. This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Other benefits FeaturesDetails Death benefitHigher of Sum Assured or Fund Value SurrenderAllowed after five years without any charge Partial withdrawal One partial withdrawal per year starting from sixth policy year Top-up Allowed any time other than the last five years of the policy term Investment related features Unlimited switches – Unique proposition for HNIs to manage asset allocation effectively ATS Premium redirection This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Charge structure ChargeDetails Premium allocation charge One Pay – 3% Five Pay – 3% from year 1 to 5 Top-up premium – 2% Policy admin charge Charged only during the first five policy years One Pay – Rs. 60 p.m. Five Pay – Rs. 500 p.m. Mortality charge Will be deducted on a monthly basis on the Sum at Risk. Sum at Risk = Sum Assured - applicable partial withdrawals - Fund Value Miscellaneous charge Rs. 250 per alteration This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Fund management charges Fund FMC p.a. Maximiser V 1.35% Opportunities Fund 1.35% Multi Cap Growth Fund 1.35% Bluechip Fund 1.35% Dynamic P/E Fund 1.35% Multi Cap Balanced Fund 1.35% Income Fund 1.35% Money Market Fund 0.75% This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

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