1. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 1 Success mantra for building wealth Invest in…

2. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 2 ICICI Pru Life Time Premier A plan with Regular or Limited premium paying options Choice of 2 portfolio strategies – Fixed and Lifecycle based A unique Dynamic P/E Fund that uses reference to price-earning multiple of a basket of 50 large cap stocks, to determine asset allocation between equity and debt

3. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 3 ICICI Pru Life Time Premier More than 100% allocation of premiums paid from 10th year onwards Tax benefits on premiums paid as well as any proceeds received

4. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 4 *Age completed birthday 7 – 65 10/15/20/25/30 24,000 SA + FV Equal to policy term 8 – 65 10 50,000 SA + FV 5 years Min/Max entry age (yrs) Policy term (yrs)Premium payment termMin premium (Rs pa)Death benefit Regular pay optionLimited pay option ICICI Pru LifeTime Premier at a glance

5. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 5 2% of the average of Fund Values on the last day of eight policy quarters preceding the said allocation, at the end of every 5 th year starting from the 10 th year Additional Allocation of units at 2% of FV

6. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 6 Trigger Portfolio Strategy This strategy is apt for passive customers, who do not want to take control over their investments This strategy is apt for customers who want to take control over their investments Fixed Strategy Choice of 2 investment strategies

7. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 7 Trigger Portfolio Strategy Trigger strategy is an event based portfolio rebalancing strategy Event: The Trigger event is the upward or downward movement in NAV of Multi Cap Growth Fund by 15% Initial asset allocation: Premiums are invested in proportion given below: 25%Income Fund 75% Multi Cap Growth Fund

8. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 8 Trigger Portfolio Strategy On the occurrence of trigger event  Fund value in Multi Cap Growth Fund in excess of 3 times of Income Fund value is considered as gains  Gains made are transferred to Money Market Fund to protect them from future market volatility In case there are no gains to be capitalized  Funds in Multi Cap Growth Fund and Income Fund are redistributed in a 75 : 25 proportion  No transfer to or from Money Market Fund will be done Working of the strategy

9. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 9 Trigger Portfolio Strategy Working of the strategy Buy low and Sell high Book gains when markets move up Protect gains when markets move down

10. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 10 Fixed Strategy The customer has the Flexibility to actively participate in managing his investments to ensure maximum returns Automatic Transfer Strategy Premium redirection SwitchChoice of 7 Investment Funds

11. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 11 Fixed Strategy Switch Customer can shift his investments from one fund to another 4 FREE switches in a Policy Year, minimum Rs 2000 per switch Subsequent switches charged at Rs. 100/- per switch Premium redirection Customer can exercise this option when the Premium falls due. Re-allocation of premiums – current and future Premium Re-direction is completely FREE If he pays premium on a monthly basis, he has 12 re- direction options

12. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 12 Fixed Strategy Funds AUTOMATICALLY get transferred on a Fixed Date every month (1st or 15th) from Income Fund to any one of the 3 equity funds of Multi Cap Growth Fund/ Opportunities Fund/ Bluechip Fund Customer needs to suggest a Fixed Amount which will be automatically transferred on a fixed date every month Minimum ATS amount Rs.2000 ATS will cease if funds in Income fund are insufficient Automatic Transfer Strategy

13. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 13 Bluechip Fund Opportunities Fund Equity (Large Cap) Equity (Large, Mid & Small Cap) Income Fund Reward Risk Multi Cap Balanced Fund Equity (Resources, Investment, Consumption, Human Capital) Multi Cap Growth Fund Money Market Fund Dynamic P/E Fund Fixed strategy: 7 investment funds

14. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 14 Partial Withdrawal  Partial withdrawals will be allowed after completion of five policy years  One partial withdrawal is allowed every policy year  Minimum of Rs. 2000/-  Maximum is 20% of fund value How much amount? How many times? When can he withdraw?

15. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 15 Other benefits CIPS (Change In Portfolio Strategy)  Allowed once every policy year and it is free of cost Settlement Option  Choice to take the Fund Value as a structured benefit payable on a yearly, half yearly, quarterly or monthly (through ECS) basis, over a period of one to five years, post maturity Revival period  75 days from the date when the first unpaid premium was due

16. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 16 Charge structure  Premium allocation charge:  Top up allocation charge: 2% of top up premium  Policy administration charge: Nil  Net Yield: Term 10 years: 7.85% Term 15 years: 8.31% Term 20 years: 8.51% Year12-34-56 onwards RP9%7%6%3% LP9%7%6%NA

17. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 17 Other charges  Fund management change: Fund NameFMC Multi Cap Growth Fund1.35% p.a. Opportunities Fund1.35% p.a. Bluechip Fund1.35% p.a. Dynamic P / E Fund1.35% p.a. Multi Cap Balanced Fund1.35% p.a. Income Fund1.35% p.a. Money Market Fund0.75% p.a.