Learning to Drive If you were a car, what would you be and why?

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Presentation transcript:

Learning to Drive If you were a car, what would you be and why?

 Lesson objective:  To understand the different types of car insurance for young drivers  To be able to purchase car insurance

Quiz  The average price of car insurance for a teenager in 2013/14 is  A) £3,163  B) £1,187  C) £633 Answer: £1 187.

Go to  Click on Information and Advice for Learner Drivers and Young Drivers Information and Advice for Learner Drivers and Young DriversInformation and Advice for Learner Drivers and Young Drivers  Make a list of the 5 cheapest cars to insure for year olds Top tip! Don’t buy the car and then choose the insurance, look at a car then try for the insurance (at least until you earn some No Claims Discount!)

Key terms you may need to know  Excess: The amount of any claim which you agree to pay if your car is lost, stolen or damaged, irrespective of fault. You are entitled to seek recovery from a responsible party in the event of an accident which was not your fault.  Fully Comprehensive or Comprehensive Cover: The widest ranging vehicle insurance cover. In addition to the cover provided by Third Party, Fire and Theft insurance, this also covers your car against any damage caused by an accident or someone else, whether you are at fault or not.  Third Party Only Cover: The minimum level of insurance cover for a car which is required by law. Third Party Only covers your liability for death or bodily injury to anyone else and your liability for damage to someone else's property. It does not cover any damage to your vehicle.  No Claims Discount: A discount offered as a reward for you not making a claim on your insurance for a number of years.  Pass Plus: This is a training scheme for new drivers. This course has been specially designed by the Driving Standards Agency (DSA) to help drivers, amongst other things, gain valuable driving experience and to build on their existing skills and knowledge.  Tracker Device: A device which allows a vehicle to be located if it is stolen.

Scenarios  Go to and click on “Compare Car Insurance” Car Insurancewww.Teentrack.co.uk“Compare Car Insurance  Look at the case studies.  Answer the following: 1. Which telematics insurance is the most suitable insurance policy? 2. Which telematics insurance is not suitable? 3. Using one of the registration numbers on the scenario, get 3 quotes for yourself. Think about  Your lifestyle  How many hours you might drive  What time of day you will drive  Who you can add to the policy (E.g. a parent, it can make it cheaper. But if it is your car do not put them down as the main driver. It is called fronting and is illegal.) Important: Never lie or tell a small fib on an insurance policy. If they find out it will invalidate your policy and could cost you thousands of pounds.

Plenary  Write down three new facts you have learnt this lesson about car insurance.  Write down three questions that have not been answered in this session  Extension: Visit “safer driver tips” on and become a more careful driver!