OUR MISSION: To guide those far from God into the new start found in Jesus Christ.

The Better Life Week 2 – Money Management “Better a little with the fear of the L ORD than great wealth with turmoil.” Proverbs 15:16

The Better Life Money Management Jesus said – “Give, and it will be given to you.” Luke 6:38 Solomon said – “Cast your bread upon the water and after many days you will find it again.” Ecclesiastes 11:1 “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 Proverbs 18:24 A man who has friends must himself be friendly... (NKJV)

The Better Life Money Management “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 Blessing is released and the flow of God’s resource is realised as we engage in giving “64% of all couples worry about money, to the point that it is actually the No.1 cause of divorce” - George Gallop “There are an increasing number of families that don’t know how to handle money, debt and resources. Who clearly lack financial literacy skills” - Larry Burkett; Crown Financial Ministries

The Better Life Money Management “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The courts of spiritual bankruptcy are filled with men and women who vowed to get more serious about their spiritual lives after one more deal, after one more increase, after one more level, after one more… more… more. Vast numbers gained the whole world only to lose their souls… Even sincere Christians have been lured by riches and the love of money; they have squandered their lives and given up their spiritual fruitfulness.” – Bill Hybels; “Honest to God” pp

The Better Life Money Management “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 All that we have is God’s There is no distinction between the sacred & the secular in the life of a Christian 1. Keep good records 2. Plan our spending 3. Save for the future 4. Be content with what you already have 5. Give back to the work of God

The Better Life Money Management Proverbs 27:23-24 “Be sure you know the condition of your flocks, give careful attention to your herds; for riches do not endure forever, and a crown is not secure for all generations.” Keep Good Records “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 “Money used to talk; but now it just sneaks off without saying anything” Just knowing where my money is and where my money goes help me to stop worrying about it

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Proverbs 21:5 “Plan carefully and you will have plenty; if you act too quickly, you will never have enough.” (GNB) Plan Your Spending Why do we spend money that we never intended on spending? Proverbs 21:20b “…stupid people spend their money as fast as they get it.” (GNB)

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Proverb 6:6-8 “Take a lesson from the ants, you lazybones. Learn from their ways and become wise! Though they have no prince or governor or ruler to make them work, they labour hard all summer, gathering food for the winter.” (NLT) Save for the Future How much should I save? The experts say 10% of what you earn

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Save for the Future You have as much chance of winning the lottery as being hit by a meteor! The principle of delayed gratification Don’t borrow from the future… Save for the future

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Be content with what you already have Ecclesiastes 6:9 “It is useless; it is like chasing the wind. It is better to be satisfied with what you have than to be always wanting something else.” Proverbs 21:17 “Indulging in luxuries, wine, and rich food will never make you wealthy.”

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Be content with what you already have “We entered the 21st century and new millennium as the most economically prosperous people in the history of the world. By any historical comparative or cross national measure, we enjoy unprecedented private affluence and enormous wealth.” - Charles Colson Only 6% of the world's population own a car. If you own a car, you're in the top 6% of wealthiest people in the world.

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Give at least 10% to God’s work Proverbs 3:9 Honour the Lord with your capital and sufficiency [from righteous labours] and with the first fruits of all your income” (Amp) The word “tithe” means 10%

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Give at least 10% to God’s work Act of Obedience Psalms 50:10 “For every animal of the forest is mine, and the cattle on a thousand hills.” Haggai 2:8 “'The silver is mine and the gold is mine,' declares the LORD Almighty.” Matthew 6:21 “For where your treasure is, there your heart will be also.”

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Give at least 10% to God’s work Act of Worship Psalms 50:14 “Give an offering to show thanks to God. Give God Most High what you have promised.” (CEV) James 1:17 “Every good action and every perfect gift is from God. These good gifts come down from the Creator of the sun, moon, and stars, who does not change like their shifting shadows.” “The tithe is not just 10%. It’s the first 10%” - Robert Morris “The Blessed Life”

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 The Better Life Money Management Give at least 10% to God’s work Act of Social Justice 1 Timothy 6:19 “…you have taken hold of the life that is truly life” Real life, true life is when you get yourself into a position financial were you are able to be a blessing to others

The Better Life Money Management “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 5 Basic Principles of Money Management Keep good records Plan our spending Save for the future Be content with what you already have Put God first and honour Him in your finances

The Better Life Week 2 – Money Management “Better a little with the fear of the L ORD than great wealth with turmoil.” Proverbs 15:16

OUR MISSION: To guide those far from God into the new start found in Jesus Christ.