3. Matthew 6:24 “No one can serve two masters; for either he will hate the one and love the other, or he will be devoted to one and despise the other. You cannot serve God and wealth.” can make idolaters of us

4. Ecclesiastes 5:10 He who loves money will not be satisfied with money, nor he who loves abundance with its income. This too is vanity. can make us slaves of greed

5. Ecclesiastes 5:12 The sleep of the working man is pleasant, whether he eats little or much; but the full stomach of the rich man does not allow him to sleep. can make us slaves of fear

6. Habits of body and mind that allow us to effectively cooperate with God's Spirit in the process of character transformation Become a disciple through discipline.

7. Habitual choices that keep you free from the domination of money and possessions

8. Step 1: Live below your means Proverbs 30:24-25 Four things are small on the earth, but they are exceedingly wise: The ants are not a strong people, but they prepare their food in the summer...

9. Step 1: Live below your means Leviticus 23:22 “And when you reap the harvest of your land, you shall not reap your field right up to its edge, nor shall you gather the gleanings after your harvest. You shall leave them for the poor and for the sojourner: I am the Lord your God.”

10. Step 2: Minimize debt Proverbs 22:7...the borrower is the slave of the lender.

11. Step 2: Minimize debt better debt low interest loan used to purchase something with stable or growing value home, business, student loans use cautiously

12. Step 2: Minimize debt worse debt loan used to purchase a depreciating asset or loan that places your financial future at risk credit card debt, auto loan, consumer loan avoid if possible; pay off ASAP

13. Step 3: Limit media that fuels discontent

14. Why give?

15. Why give?It’s an act of worship. Philippians 4:18 I have received full payment, and more. I am well supplied, having received from Epaphroditus the gifts you sent, a fragrant offering, a sacrifice acceptable and pleasing to God.

16. Why give?It can advance the gospel. Luke 16:9 And I tell you, make friends for yourselves by means of unrighteous wealth, so that when it fails they may receive you into the eternal dwellings.

17. Why give?It earns eternal reward. Matthew 6:20 “But store up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in or steal”

18. How much do I have to give? (minimum)

19. How much can I give? (maximum)

20. How should I give?

21. How should I give?Joyfully 2 Corinthians 9:7 Each one must do just as he has purposed in his heart, not grudgingly or under compulsion, for God loves a cheerful giver.

22. How should I give?Regularly 1 Corinthians 16:2 On the first day of every week, each of you is to put something aside and store it up, as he may prosper, so that there will be no collecting when I come.

23. How should I give?Privately Matthew 6:2-4 “Thus, when you give to the needy, sound no trumpet before you, as the hypocrites do in the synagogues and in the streets, that they may be praised by others. Truly, I say to you, they have received their reward...

24. How should I give?Privately Matthew 6:2-4...But when you give to the needy, do not let your left hand know what your right hand is doing, so that your giving may be in secret. And your Father who sees in secret will reward you.”

25. To whom should I give?

26. To whom should I give? Family & Friends 1 Timothy 5:8 But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.

27. To whom should I give? Local Church Galatians 6:6 Let the one who is taught the word share all good things with the one who teaches.

28. To whom should I give? Poor Matthew 19:21 Jesus said to him, “If you would be perfect, go, sell what you possess and give to the poor, and you will have treasure in heaven; and come, follow me.”

29. To whom should I give? Missions

30. 2 Corinthians 9:15 Thanks be to God for his inexpressible gift!