2. “If you have not been trustworthy in handling worldly wealth, who will trust you with true riches?” Luke 16:11 (NIV)

3. 1. Plan your ________. spending

4. “Plan carefully and you will have plenty; if you act too quickly you will never have enough.” Proverbs 21:5 (GN)

5. “... the foolish man spends whatever he gets.” Proverbs 21:20 (TLB)

6. 2. Plan your ________. savings

7. “The wise man saves for the future…” Proverbs 21:20a (LB)

8. “Money that comes easily disappears quickly, but money that is gathered little by little will grow.” Proverbs 13:11 (NCV)

9. 3. Plan your ________. giving

10. “Bring all the tithes into the storehouse so there will be enough food in my Temple. If you do,” says the LORD Almighty, “I will open the windows of heaven for you. I will pour out a blessing so great you won't have enough room to take it in! Try it! Let me prove it to you!” Malachi 3:10 (NLT)

11. “Honor the Lord by giving Him the first part of all your income, and He will fill your barns... to overflow!” Proverbs 3:9-10 (LB)

12. 4. Plan to ________ what you have. enjoy

13. It is better to be satisfied with what you have than to always be wanting something else. Ecclesiastes 6:9 (GN)

14. If I have put my trust in money, if my happiness depends on wealth... it would mean that I denied the God of heaven. Job 31:24, 28 (LB)