Three Industries. Three Opportunities. Agent | Builder | Owner

Presentation Overview This presentation will give an overview of: Our Beliefs Our Vision and Mission: 3x3 System Our business plan: ABO Your opportunities with ERS Our Fast Start We DO NOT expect you to make a decision today.

Throughout this presentation, please consider the following 3 questions: Could this benefit my family? Do I see myself succeeding at ERS? Do I know someone who might be a good fit for ERS? Expectations: The Real Estate, Mortgage and Insurance Industry At ERS, we place a high value on excellence and professionalism. We are looking for associates who: Have excellent people skills; Have a desire to help those in need; Harbor an entrepreneurial spirit; and Value financial independence.

Core Values and Beliefs Integrity Honesty Dependability Trust Teamwork

The Dream We Believe that owning a Home is a HUGE part of the American Dream: But the Dream Come in 3 Slices REAL ESTATE | MORTGAGE | INSURANCE All of these slices must come together to make this DREAM a REALITY!!!! Thus that’s Why ERS is so special!

Our Mission to Help Families OUR MISSION IS COMMON our Abilities are UNIQUE: ERS Can Help Families: Buy that Perfect Home Find the Most Affordable Loan Protect that Home Protect the Lifestyle of Families Thus ERS provides The Total Living Concept were we can connect the dots.

How We Help To make a difference in the lives of the people we care about. We Must Take Care of THEM in EVERY WAY!!! WE DO REAL ESTATE WE DO MORTGAGE WE DO INSURANCE 3 Industries: One Company

In Order to Accomplish our Goals We Need Agents Our Mission Our goal at ERS is to create a system where we can train thousands of Agents to helps Millions of Families. The 3G System Get Licensed Help license Agents in Real Estate, Mortgage and Insurance. Get Trained Train our Agents to be the best in the business at all or one of our professions. Get Producing Help our Agents become productive helping families

At ERS our Mission is to Empower our agents to do more and be more. To Stretch their Vision for sake of Themselves and their Family. We strive to teach you how to not just be an Agent but to become an Owner. Our Agents Have GOALS TOO: Financial Independence The Freedom to Retire Leaving a Legacy Quality of Life Take Care of Family Be Happy

Homes You Help Clients: Find the Home of their Dreams Assist them into selling their Home Help them find Key Investment Properties

Loans You Can Help Clients with Their Loan The perfect Loan is one that the client can afford We have the best programs in the Nation with over 40+ lenders to find that program that fits our clients needs and saves them money.

Insurance You can get licensed and offers a variety of insurance options to our potential clients. We believe that the best products fit the needs of the client. We work hard to help our clients choose the best product for their unique situation.

What About Life Insurance? ERS Life Represents 30+ Insurance Carriers

Unique ABO System: Take Control Agent: (Active Income) Depending on Licensed Activites 2 Deals Mo. x 6,000 = $12,000 Annual Income = $144,000 5 Deals Mo. x 10,000 = $50,000 Annual Income = $600,000 Builder: (Passive Income) Build a Team of Agents 12 Agents x $1000 = $12,000 Annual Income = $144, Agents x $1000 = $50,000 Annual Income = $600,000 Owner: (Lifetime Income) Build a Territory for Yourself 120 Agents x $1000 = $120,000 Annual Income = $1,440, Agents x $1000 = $500,000 Annual Income = $6,000,000 *These are not income promises but are capabilities

O O wner’s Profit Payout B B uilder Profit Share’s Payout Company Gross Profit: $ % - Team Leader 35% - Manager 55% - Sr. Director 65% - Vice President 75% - President 45% - Director 20 % Overhead to Branch - $ % to Owner $1000 $4000 $500 $1500 $700 $900 $1100 $1300 $1000 $2000 $2000 to Builder $2000 split 2 ways Divided Equally 50 % to Corporate $1000 A A gent (contract level - 50%) = $5000 minus E&O and 2% What is the Compensation Plan? (RE & Mortgage side) $10,000 Commission Pay Out “Where Investments come to LIFE”

O O wner’s Profit Payout B B uilder Profit Share’s Payout Company Gross Profit: $ % - Team Leader 35% - Manager 55% - Sr. Director 65% - Vice President 75% - President 45% - Director 20 % Overhead to Branch - $ % to Owner $600 $2400 $300 $900 $420 $540 $660 $780 $600 $1200 $1200 to Builder $1200 split 2 ways Divided Equally 50 % to Corporate $600 A A gent (contract level - 70%) = $7000 minus E&O and 2% What is the Compensation Plan? $10,000 Commission PayOut “Where Investments come to LIFE”

It’s About the Things Money Can Buy… Fund your retirement plan Help support your aging parents Down payment on a homeTravel around the world Charity and Volunteer work FREEDOM – to do whatever matters to YOU! It’s not about the money but the things money can buy. Imagine what you would do with an extra $5,000 or $10,000 per month?

Where Might You Fit in With ERS? Student Trainee Agent Builder Owner

How to Get Fast Started Less than 10 minutes to get started and build a part-time income Once you are in, you can start inviting and watch your team grow! *Special Promotion for New Members/Agents: Less than 10 minutes to get started and build a part-time income Once you are in, you can start inviting and watch your team grow! *Special Promotion for New Members/Agents: Step 1 Sign For Licensing Class – (May Vary by State) Step 2 Become a Marketing Associate* (By Invitation Only) Step 3 Setup an appt with ERS Trainer Invite and Get Started! Note: Soliciting prospective investors by quoting yields, providing specific details, such as issuer name, or approaching an investor before they have requested such information of their own free will in writing or via or the Company website, completed the accreditation process and submitted a full compliance package with the Company, is strictly prohibited.