© 2007 American Express Company MAXIMIZE CONTROL | DRIVE SAVINGS  BENEFIT EMPLOYEES  MAXIMIZE CONTROL | DRIVE SAVINGS  BENEFIT EMPLOYEES | MAXIMIZE CONTROL | REAL BUSINESS. REAL SOLUTIONS. SM Why use an American Express account for your vendor payments? You could be leaving money on the table… Achieve hard dollar savings for business spending with leading national suppliers  Earn automatic cash rebates of up to 5% on everyday expenses with the Savings at Work program 2  Track savings easily with quarterly statements and receive a rebate check at year-end Get something back for the money you are spending: Drive savings to help improve your bottom line: CORPORATE SERVICES EXPENSE MANAGEMENT SOLUTIONS Redeem points for rewards from over 300 partners It’s easy to earn rewards like these:  2,500 points = $25 Retail Gift Card  5,000 points = $50 Dining Gift Card  15,000 points = A Round of Golf  25,000 points = Round-Trip Airline Ticket in the Continental U.S. 9  Plus you can redeem points for air travel and fly any airline, anywhere you want 10 Visit membershiprewards.com for a complete list of current partners and rewards Award-winning customer service and 24/7 statement access Earn points on your spending through the Membership Rewards ® program 1  Optional, fee-based program to benefit Cardholder  Earn one point for virtually every dollar spent, earn unlimited points, points never expire  Voted #1 Affinity Program by Inside Flyer Magazine 9 years in a row Start impacting your bottom line today. Contact: Sydney Millicans | | Sydney.J.  Reduce the number of checks written by using the Corporate Card to pay vendors  Integrate spending data into existing financial systems and keep data integrity Streamline Accounts Payable processes:

© 2007 American Express Company MAXIMIZE CONTROL | DRIVE SAVINGS  BENEFIT EMPLOYEES  MAXIMIZE CONTROL | DRIVE SAVINGS  BENEFIT EMPLOYEES | MAXIMIZE CONTROL | REAL BUSINESS. REAL SOLUTIONS. SM 1. Enrollment required. Annual program fee to enroll a Corporate Card is $75. Some Corporate Cards are not eligible for enrollment. Participating Membership Rewards partners and available rewards are subject to change without notice. Eligibility is based upon company’s participation in the Membership Rewards program. Membership Reward program Terms and Conditions apply and are available at membershiprewards.com/terms.aspx. 9. Redemption values vary by airline and company. Any applicable taxes are additional. 10. To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards program enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points.2. Pursuant to the Savings at Work (“SAW”) Program, eligible, active, mid-size corporate clients of American Express can receive an end-of-year rebate on qualifying purchases made with the American Express card at participating SAW partners during the previous calendar year. Terms, conditions and restrictions apply. For more information, visit to get a copy of the complete SAW terms and conditions or consult your Program Administrator (“PA”). If you are a PA, please call for eligibility and restrictions. © 2007 American Express Company MAXIMIZE CONTROL | DRIVE SAVINGS  BENEFIT EMPLOYEES  MAXIMIZE CONTROL | DRIVE SAVINGS  BENEFIT EMPLOYEES | MAXIMIZE CONTROL | REAL BUSINESS. REAL SOLUTIONS. SM CORPORATE SERVICES EXPENSE MANAGEMENT SOLUTIONS