National Insurance Bureau M. Sc. Trajce Latinovski

Statistic of uninsured vehicles and claims reimbursed by Guarantee Fund (GF)

Number of claims reimbursed by GF YearNumberAmount in Eur ( )

Number of claims incurred and reported in GF in the current year YearNumber ( ) 269

Number of uninsured vehicles according to the Central system of NIB Month 2012 Num. Same month 2013 Not renewed Plus 1 month 2013 Not renewed Plus 2 months 2013 Not renewed Three and more months 2013 Not renewed January 24,316 15, % 18, % 19, % 21, % February 24,454 15, % 19, % 19, % 21, % March 34,382 21, % 27, % 28, % 30, % April 35,051 23, % 27, % 28, % 31, % May 35,640 22, % 27, % 28, % 31, % June 37,392 23, % 29, % 30, % 33, % Month 2013 Num. Same month 2014 Not renewed Plus 1 month 2014 Not renewed Plus 2 months 2014 Not renewed Three and more months 2014 Not renewed January 27,016 17, % 20, % 21, % 23, % February 27,208 17, % 20, % 21, % 22, % March 35,901 23, % 27, % 28, % 30, % April 41,566 26, % 31, % 32, % 34, % May 36,249 23, % 28, % 29, % 31, % June 38,586 25, % 30, % 31, % 32, %

Movement of renewals through months * “Not renewed” means vehicles which are not obliged to be insured further: destroyed or logged vehicles, vehicles sold as well as motorcycles. * Error margin 5%

Negative impact as a result of uninsured vehicles -Country -The insurance industry -The biggest loser is the party with the uninsured vehicle responsible for the claim

Positive measures and activities -Permanent campaign and control by the Ministry of Internal Affairs -Appropriate marking of the vehicles - stickers -Making a strategy by the Ministry of Internal Affairs for long – term settlement of the problem with uninsured vehicles -Assumption of short – term measures and activities by NIB

Thank you for your attention