C & C Benefits Group, LLC In Business Since 1977 Specializing In Guaranteed Acceptance Health Plans Licensed Health Agent In 30 States Required by law to put the best interest of the client ahead of anything else Educate client on all options available

TEAM CORP MARKETING Guaranteed Acceptance Benefit Plans With Rewards That Provides An Opportunity For Free Benefits

COMPANIES BEHIND THE PLAN GROUP POLICY HOLDER United Service Association For Health Care GROUP INDEMNITY AND ACCIDENT BENEFITS United States Life Insurance Company GROUP AD&D BENEFITS AIG Life Insurance Company GROUP DENTAL AND VISION BENEFITS Ameritas Life Insurance Company GROUP Rx BENEFITS Ace American Life Insurance Company ALL COMPANIES HAVE A+ OR A RATINGS AND ONE TO TWO BILLION DOLLARDS OF ASSETS

5 Components Hospital Confinement Out Patient Care Accidental Injury Value Added Benefits Rewards Program

Hospital Confinement Daily Indemnity $1000 per day up to 180 days Surgery Benefit $20,000 per year Intensive care $1,000 per day up to 14 days Discount on fees utilizing the Beach Street PPO Network

Hospital Stay Example (7 Days) 7 day stay plus surgery = $ 21,000 7 days in the hospital = $ 7,000 2 days intensive care = $ 2,000 Surgical Schedule = $ 2,400 PPO Discount = $ 5,250 Total due after reductions = $ 4,350

Out Patient Care Office Visits 5 Per Year / $50 Per Visit Rx Drug Coverage $100 / $15 / $4000 Discounted fees / Beach Street PPO Network

Doctors Office Visit Example Routine Office Visit =$86 PPO Discount (25%) =$21 Discounted Cost =$65 Office Visit Benefit =$50 Out-of-Pocket Expense =$15

Medical Accident Benefit Pays up to $7,500 per cause $100 Deductible Helicopter Rescue Pays up to $4,000 per cause Hospital confinement costs resulting from an accidental injury could be further reduced or completely eliminated by the Accident Benefit

Medical Accident Example Broken Arm From A Fall Emergency Room Cost = $2,190 ER Doctor Cost To Set = $1,190 Total Combined Amount = $3,380 Accident Plan Deductible = $100 Total Paid By Accident Plan = $3,280

Value Added Benefits Dental –$1000 Per Year - Per Person Vision –Free Yearly Eye Exam –Up To 50% Discounts On Other Services AD&D + Disability ( $200 Per Month For 12 Months ) –Base Plan = $10,000 Accident Plan = $25,000 Total AD&D = $35,000 Term Life Insurance –Member = $10,000

Value Added Benefits CareMark Direct –Up To 50% Discounts On Brand Name Rx Lab One Select –Up To 50% Discounts On Services Liberty Medical –Up To 50% Discounts On Diabetic Supplies Whole Health Network –Chiropractic-Massage Therapy-Acupuncture

USA+ Member Benefits Pre-Existing Conditions 12 Months Back-12 Months Forward Waiting Periods Ace American Rx Ameritas Dental Ameritas Vision *First Of The Month Following The Effective Date

Rewards Program Regardless Of Claims Paid 5 years = 50% return of all monthly dues paid 10 years = 100% return of all monthly dues paid Free Benefits Is What We Call A Real Rewards Program!!

Health Rewards Return of Dues WITH Monthly Dues Deposit Of $300 Plan 5 Yrs 10 Yrs 1000-I $9,000 $36,000