1. Are You Totally Protected?

2. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.  Non-captive agents working for you, not the insurance company  25 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  36Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” “Are You Totally Protected”

3. What Is Your Greatest Risk? CANCER / HEART ATTACKS / ACCIDENTS  The fear of CANCER / HEART ATTACKS / ACCIDENTS were the top three reasons listed as to why our customers buy health insurance! WHAT ARE YOURS?? WHAT ARE YOURS??  68% Cancer + Heart Attacks + Heart Surgery + Strokes  68% of all hospital confinements are related to the 4 most common critical illnesses: Cancer + Heart Attacks + Heart Surgery + Strokes  14%accidents  14% of all hospital confinements are accidents  70%40%  70% use up their savings! 40% of those, also max out credit cards!  Number One Cause Of Bankruptcy In Amerca  $16,500 Average Out Of Pocket On These Claims, Including Lost Wages 100% and Provides Income Protection..  Total Protection Plus pays all these claims 100% and Provides Income Protection..  WOULD YOU RATHER FOCUS ON FINANCES OR RECOVERY??

4. How Would You Want To Be Insured When A… CRITICAL ILLNESS OR ACCIDENT HAPPENS Standard Protection Or Total Protection MAJOR MEDICAL ONLY $50,000 EACH + LIFE PLAN $100,000 EACH + Total Protection Plus “FIVE PLANS” Major Medical Plan Reducing Deductible + 100% ACCIDENT PLAN + CRITICA ILLNESS PLAN $50,000 EACH + LIFE PLAN $100,000 EACH + KARIS PATIENT ADVOCASY Bill Negotiation 50%Average For15yrs. Surgery Finder Facility Locater EOB Assistance Bill Audit Standard Protection ”ONLY” Major Medical Health Insurance ”ONLY” Higher Premiums More Out Of Pocket No Income Protection CRITICAL ILLNESS KARIS GROUP 100% ACCIDENT PLAN UNLIMITED MAJOR MEDICAL “FIVE PLANS” Better Coverage Less Out Of Pocket Income Protection Better Coverage Less Out Of Pocket Income Protection MAJOR MEDICAL “ ONLY ”

5. USABG Eagle Division Total Protection Plus Highlights Of All Benefits ALL FOR THE PRICE OF A HEALTH ONLY PLAN USABG Eagle Division Total Protection Plus Highlights Of All Benefits ALL FOR THE PRICE OF A HEALTH ONLY PLAN  NO DEDUCTIBLE WORLD CLASS OUT PATIENT CARE  UNLIMITED DOCTOR VISITS / $35 Co-Pay  UNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay  UNLIMITED WELLNESS COVERED 100%  100% COVERAGE ON ACCIDENTS  100% TOTAL PROTECTION PLUS COVERAGE 100% Coverage On CANCER PLUS $50,000 PAID ON DIAGNOSIS 100% Coverage On HEART ATTACKS PLUS $50,000 PAID ON DIAGNOSIS 100% Coverage On HEART SURGERY PLUS INCOME 100% Coverage On STROKE PLUS $50,000 PAID ON DIAGNOSIS 100% Coverage On ACCIDENTS  $50,000 PEACE OF MIND INCOME PROTECTION UNLIMITED MAJOR MEDICAL GUARANTEED RENEWABLE REDUCING DEDUCTIBLE WORLD CLASS NO DEDUCTIBLE OUT PATIENT CARE 100% COVERAGE FOR: MAJOR CATASTROSPHIC EVENTS INCOME PROTECTION KARIS PATIENT ADVOCASY USABG Rx CUT CARD Rx + Lab + Imaging 50+% USABG Rx CUT CARD Rx + Lab + Imaging 50+%

6. UNLIMITED BENEFITS $5,000 Deductible 70/30 To $5000 $10,000 Stop Loss 100% ACCIDENT PLAN PPO RE-PRICING ASSURITY LIFE CRITICAL ILLNESS $100,000 / $50,000 EACH KARIS PATIENT ADVOCASY Bill Negotiation / 50%/15yrs. Surgery Finder / Facility Finder EOB Assistance / Bill Audit TOTAL PROTECTION PLUS USA BENEFITS GROUP TOTAL PROTECTION PLUS Lewis Rucker Family / 73119 / 42-39-2 Kids United Health One / Assurity $628 STANDARD PLAN UNLIMITED BENEFITS GUARANTEED RENEWABLE $3,500 Deductible 80/20 To $3,000 $6,500 Stop Loss PPO RE-PRICING NO DEDUCTIBLE NO DEDUCTIBLE Unlimited Doctor Office Visits Unlimited Tier One Drugs 100% Coverage On Wellness $627 USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card

7. UNLIMITED BENEFITS $7,500 Deductible 70/30 To $5000 $12,500 Stop Loss 100% ACCIDENT PLAN PPO RE-PRICING ASSURITY LIFE CRITICAL ILLNESS $100,000 / $50,000 EACH KARIS PATIENT ADVOCASY Bill Negotiation / 50%/15yrs. Surgery Finder / Facility Finder EOB Assistance / Bill Audit TOTAL PROTECTION PLUS USA BENEFITS GROUP TOTAL PROTECTION PLUS Will Schroer Family / 45239 / 42-39-2 Kids United Health One / Assurity $565 STANDARD PLAN UNLIMITED BENEFITS $5,000 Deductible 80/20 To $3,000 $8,000 Stop Loss PPO DISCOUNTS 46%/90%/ 56%/51% NO DEDUCTIBLE NO DEDUCTIBLE Unlimited Doctor Office Visits Unlimited Tier One Drugs 100% Coverage On Wellness $543 USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card