"ENGAGING EMPLOYEES IN BENEFIT DECISIONS: OFF SETTING MEDICAL EXPENSES" Engagement methods for health, wellness & benefit programs.

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Presentation transcript:

"ENGAGING EMPLOYEES IN BENEFIT DECISIONS: OFF SETTING MEDICAL EXPENSES" Engagement methods for health, wellness & benefit programs.

Barb Brown Vice President Florida Public Schools Sales Trish Neely, CFCI Chief Compliance Officer FBMC Benefits Management, Inc Tallahassee, Florida

 About FBMC  Benefits Landscape  Evolving Benefit Needs  Engaging Employees in Benefit Decisions  Strategies to Offset Medical Expenses  The FBMC Experience – Wellness & Benefit Engagement Solutions  Case Study

ABOUT FBMC 4

ABOUT FBMC SOME OF OUR CLIENT PARTNERS 5

ABOUT FBMC “FBMC OFFERS THE COMPLETE PACKAGE” 6

EMPLOYEE BENEFITS LANDSCAPE Trends in employer-sponsored health coverage containing over three thousand interviews with non-federal public and private firms.

EMPLOYEE BENEFITS LANDSCAPE PERCENTAGE OF FIRMS OFFERING HEALTH BENEFITS Kaiser/HRET Survey of Employer-Sponsored Health Benefits, – Employer-sponsored insurance covers 149 million Americans

EMPLOYEE BENEFITS LANDSCAPE % LARGE FIRMS OFFERING RETIREE BENEFITS Kaiser/HRET Survey of Employer-Sponsored Health Benefits, ; KPMG Survey of ER-sponsored Health Benefits 1991, 1993, 1995, 1998; HIAA 1988

EMPLOYEE BENEFITS LANDSCAPE AVERAGE ANNUAL PREMIUMS FOR SINGLE & FAMILY COVERAGE Kaiser/HRET Survey of Employer-Sponsored Health Benefits,

EMPLOYEE BENEFITS LANDSCAPE AVERAGE PERCENT OF PREMIUM PAID BY EMPLOYEES Kaiser/HRET Survey of Employer-Sponsored Health Benefits,

EMPLOYEE BENEFITS LANDSCAPE HEALTH PLAN ENROLLMENT BY PLAN TYPE Kaiser/HRET Survey of Employer-Sponsored Health Benefits, ; KPMG Survey of ER-sponsored Health Benefits 1993, 1996; HIAA 1988

EMPLOYEE BENEFITS LANDSCAPE OF COMPANIES THAT OFFER SPECIFIC WELLNESS PROGRAMS: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013

EMPLOYEE BENEFITS LANDSCAPE OF COMPANIES THAT OFFER SPECIFIC DISEASE MGT PROGRAMS: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013

EMPLOYEE BENEFITS LANDSCAPE OF COMPANIES USING WELLNESS PROMOTION STRATEGIES: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013

EMPLOYEE BENEFITS LANDSCAPE % COMPANIES USING SPECIFIC WELLNESS EVAL STRATEGIES Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013

EMPLOYEE BENEFITS LANDSCAPE ER OPINIONS OF COST CONTAINMENT STRATEGIES Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013

EVOLVING BENEFIT NEEDS Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study

EVOLVING BENEFIT NEEDS FINANCIAL UNCERTAINTY Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study

EVOLVING BENEFIT NEEDS EMPLOYEES WANT CHOICES Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study

EVOLVING BENEFIT NEEDS PHYSICAL WELLNESS Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study

EVOLVING BENEFIT NEEDS FINANCIAL WELLNESS Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study

ENGAGING EMPLOYEES OFF SETTING MEDICAL EXPENSES

Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study How to Help Employees be Better Benefit Consumers

How did you participate in the enrollment process? The FBMC Experience What District Employees Told Us

Which of the following enrollment methods do you prefer? The FBMC Experience What District Employees Told Us

ENGAGING EMPLOYEES - OFF SETTING MEDICAL EXPENSES EDUCATION AND ENGAGEMENT IS ESSENTIAL

OFF SETTING MEDICAL EXPENSES MEDICAL INSURANCE

OFF SETTING MEDICAL EXPENSES CRITICAL ILLNESS INSURANCE 29 Sample Provider Partner

OFF SETTING MEDICAL EXPENSES PERMANENT LIFE INSURANCE WITH LIVING BENEFITS 30 Sample Provider Partner

OFF SETTING MEDICAL EXPENSES ACCIDENT INSURANCE 31 Sample Provider Partner

32 OFFSETTING MEDICAL EXPENSES HOSPITAL INDEMNITY INSURANCE Sample Provider Partner

THE FBMC EXPERIENCE LEARNING LIBRARY Communications & Education Informational Videos and Benefit Information

OFF SETTING MEDICAL EXPENSES ACCIDENT INSURANCE

Award-Winning Enrollment Communications Team THE FBMC EXPERIENCE THEMED ENROLLMENT COMMUNICATIONS 35

Recognized all M-DCPS work locations that successfully achieved a 30% “commitment” to participate in the new Well Way initiates. Walk to be Fit Health Coach and Advisor Disease Management Health Assessment Case Study: M-DCPS Green Light Incentive Program Reward: $ Fitness Package Board Recognition (Top Locations) Trophy/Plaque

CASE STUDY: M-DCPS GREEN LIGHT INCENTIVE PROGRAM ENROLLMENT PROCESS

Optimal Comp Statement CASE STUDY: M-DCPS GREEN LIGHT INCENTIVE PROGRAM

THE FBMC EXPERIENCE ENROLLMENT TECHNOLOGY Benefits Management Center Open Enrollment, New Hire, Change in Status 40

Of the employees that were seen… M-DCPS Green Light Incentive THE RESULTS 8,006 EE committed to enrolling in a Well Way Program # of Well Way Programs in which one employee engaged

M-DCPS GREEN LIGHT INCENTIVE THE RESULTS

THANK YOU! FBMC Benefits Management, Inc Tallahassee, Florida Trish Neely, CFCI Chief Compliance Officer Barb Brown VP, Florida Public Schools Sales