Most Americans accumulating debt faster than theyre saving for retirement A majority of Americans with 401(k)-type savings accounts are accumulating debt faster than they are setting aside money for retirement, further undermining the nations troubled system for old-age saving. - Michael A. Fletcher, washingtonpost.com Oct. 14 U.S. HOUSEHOLD CONSUMER DEBT PROFILE: Average credit card debt: $7,087 Average mortgage debt: $154,365 Average student loan debt: $33,607

OPPORTUNITY PRESENTATION

To help main street people around the world build wealth in the 21 st century. To provide economic hope, education & mentoring for financial restoration and healing. WBI is committed to leading the industry in giving the resources, sharing the knowledge and providing the tools needed for optimal financial wellness.

"It's a very powerful effect," said Eldar Shafir, a Princeton University psychology professor. "When you are dealing with budgetary finances, it does intrude on your thinking. It's at the top of your mind. - Yahoo News Aug 2013 Working for a salary wont make you rich. The bottom line? You wont get rich without taking risks, and you probably won't become obscenely wealthy working for anyone besides yourself. - Alyson Shontel, Business Insider July 2012

The Wealth Builders International Compensation Plan is an exciting opportunity that rewards you for selling financial education products and for sponsoring other participants who do the same. Although the opportunity is unlimited, individual results will vary depending on commitment levels and sales skills of each participant. Since Wealth Builders International has recently launched, it lacks enough statistical data to prepare reliable income disclosures. The numbers below reflect estimates prepared by the company pending a more detailed survey to be conducted after its first year. Based on industry standards and company projections, the average annual gross income for Partners is projected to be anywhere between $500 and $2,000. There will certainly be participants who will earn less while others will earn much more. Were excited about the Wealth Builders International Compensation Plan and were confident it will provide you a solid foundation to help you achieve your financial goals. If income projections were presented to you prior to your enrollment, such projections are not necessarily representative of the income, if any, that you can or will earn through your participation in the Compensation Plan. These income projections should not be considered as guarantees or projections of your actual earnings or profits. Success with Wealth Builders International results only from hard work, dedication, and leadership.

WBI PARTNER COMPENSATION – FAST START BONUS Partners are paid through 7 levels. (Fast start bonus) Compensation Partner Sales 1 st Level $305 2 nd Level $ rd Level $ th Level $ th Level $33,125 6 th Level $115,625 7 th Level $178,125 Fast start bonuses are paid on sales of financial literacy & wellness portal. This illustration is only for educational purposes and is not intended to serve as a guarantee of income. Success in this business requires hard work, dedication and good sales skills. The average participant in this business earns between $500 and $2,000. Some earn less while some earn much more.

WBI PARTNER COMPENSATION – RESIDUAL INCOME Partners will receive residual income based on monthly membership payments received for Financial Literacy Portal access from partners/clients. Compensation Partner Sales 1 st Level $45 2 nd Level $325 3 rd Level $ th Level $ th Level $.753,125 6 th Level $.5015,625 7 th Level $.2578,125 This illustration is only for educational purposes and is not intended to serve as a guarantee of income. Success in this business requires hard work, dedication and good sales skills. The average participant in this business earns between $500 and $2,000. Some earn less while some earn much more.

Partners will receive a one-time payout or a residual income based on monthly payments received for retail sales to clients. Financial/HealthIndependent Education*BudgetingDebt FreeBanking Strategy ** 1 st Level $4 $3 one time $25 one time 10% premium 2 nd Level $3 5% premium 3 rd Level $2 4% premium 4 th Level $1 3% premium 5 th Level $.75 2% premium 6 th Level $.50 1% premium 7 th Level $.25 1% premium * Only the retail sales of the Financial Education & Health Literacy components will result in a monthly residual income being paid out to the partner. ** Only life insurance licensed agents can receive commissions from Independent Banking. Writing agent receives 55% commission. This illustration is only for educational purposes and is not intended to serve as a guarantee of income. Success in this business requires hard work, dedication and good sales skills. The average participant in this business earns between $500 and $2,000. Some earn less while some earn much more.

WBI PARTNER COMPENSATION – FAST START BONUS Partners are paid through 7 levels. (Fast start bonus) Compensation Partner Sales 1 st Level $305 2 nd Level $ rd Level $ th Level $ th Level $33,125 6 th Level $115,625 7 th Level $178,125 Fast start bonuses are paid on sales of Health Literacy Portal access to member partners. This illustration is only for educational purposes and is not intended to serve as a guarantee of income. Success in this business requires hard work, dedication and good sales skills. The average participant in this business earns between $500 and $2,000. Some earn less while some earn much more.

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