Samy fareed abu yousef

Bank of Jordan Bank of Jordan is a pioneering bank that was established in Jordan in Since then and over 46 years, the bank adopted the sustainable development and improvement approach for all its financial and banking activities and aspects. The bank escorted the accelerating developments witnessed by the Banking Industry over the five past decades both nationally and internationally

Mission Bank of Jordan's mission is to build long- lasting relationship with their customer, increase shareholders returns and contribute to the development of society through offering comprehensive financial solutions via efficient and affective service channels and a modern working environment that encompasses a competent employees.

Vision Bank of Jordan's vision is to be a pioneer in offering quality products and services and inclusive financial solutions, and to occupy a leading position in Arab Region.

Goals Widen the bank's capital base to enhance the financial position Focus on banking services to the retail sector and upgrade the marketing and employing financial resources, increasing earnings. Develop the comprehensive bank concept through reevaluating and studying the products and services provided. Complete the plan of branching out in targeted area and prepare to enter regional markets. Consolidate the bank's technical capabilities through adopting best solutions and technological softwares. Develop the human resources and the training plans.

Human Resources Realising that human resources is the most important factor for attaining success and excellence, the bank continued to develop its manpower through selecting the distinguished quality of human resources. In the bank they use the standard qualification to select employee and their employee selected from the country or place that the branch on it. They use to development was also achieved through a combination of plans that aimed at upgrading the efficiency of the employees and sharpening their technical, practical and personal skills in order to enhance productivity and achieve the competitive advantage on the basis of the level and quality of service provided to customers

Organizational Structure

Marketing To meet the needs and requirements of clients from various categories and segments and to consolidate the bank's competitive position in the banking market. Bank of Jordan continued to provide various products and services that satisfy the needs and developing investments Bank continued to work on developing and modernizing the network of branches and distribution outlets in the targeted areas

Financial Position Efforts continued to increase shareholder's equity, maintain a balance between profitability and safe investment and provide the necessary cash liquidity to face financial obligations of various terms while making the best use of available funds, in an efficient and effective manner that were manifested in supporting the financial position and continued earning power for the bank

Financial Position

Gross earnings of the bank increased to JD 98 million in 2006 from JD 81,9 million in the previous year. Total income amounted to JD71,2 million compared to JD 67,2 million in 2005 whereas net interests and commissions grew by 25% to JD 66,5 million from JD53 million in 2005

Financial Position This is old statistics of the bank financial position But at this time and the problems in the world and financial issue in the world The bank is showing it power to facing the problem in the new challenge in the world The grow ratio in the net profit is very good in 2008 the ratio is 49.9% >>>> 30 million dinar, and in 2009 the grow ratio is at the same moment in the 2008 is better its equal 9% more than 2008 equal 9 million.

Executive Summary In fulfilling the bank's mission & strategic objectives towards shareholders customers, stockholders environment and the community the bank continued to serve the local community, sponsoring economic, social, cultural The bank's network of branches which encompasses more than 80 branches in Jordan & Palestine.

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