Let’s Get Ready To… STUDY ABROAD!!!

Processing time for a new passport can run about 4-6 weeks; apply early to avoid expedite fees of $100….and stress!!! If you have a passport, it must be valid 6 months beyond your return date IP will need a copy of the identification page or your actual passport Application instructions in your packet-don’t delay!!!!!

Participant List Summer 2014 Name Home address Home phone Smith, Joey 1433 College Ave, Point 608-999-9999 NOTE: your first and middle name should be your ‘legal’ name as on your passport. If they don’t match, you could be denied boarding on the airplane. Home address: emergency contact address and phone # Please make changes on your MyPoint, under MyProfile

FINANCIAL AID Renew your 2014-15 FAFSA no later than March 15—DON’T DELAY! Revise your award to include your additional study abroad educational expenses with the UWSP Financial Aid Office Check your current 2013-14 financial aid award for possible direct loan funding due to change in class standing Common types of student loans after Perkins or Direct are PLUS Direct (Parent) or Alternative/Private Student Loan Complete loan instructions can be found at www.uwsp.edu/finance/loans.shtm

SAMPLE Financial Aid Award Aid Program Summer Fall Spring TOTAL Pell Grant $1000 $2000 4000 Sub Fed Direct Loan $1833 $1834 5500 Unsubsidized Direct Loan $666 $668 2000 Wisc Higher Ed Grant $0 $563 $562 1125 Other Loan (alter- native or private student loan) 3000

STUDENT LOANS Perkins Direct (subsidized/unsubsidized) Plus Direct Awarded on a need basis Direct (subsidized/unsubsidized) maximum award for juniors and seniors $7500 for academic year Interest rate is fixed Plus Direct If your parent is interested in borrowing in order to assist paying for your study abroad Complete instructions on financial aid website Alternative/Private Student Loan Repayment not expected until you are out of school Not every lending institution offers the alternative student loan program. View options on FastChoice on www.uwsp/finaid/loans Financial aid website has more information. Carefully compare all aspects of program, not just the interest rate Interest rate: variable & fixed

PAYMENT SCHEDULE December 1 Feb. 15 March 15 April 15 $400.00 non-refundable Arrangement Fee is applied toward program cost   Feb. 15 $1,500.00 -- ALL Students, including those students receiving financial aid, are required to make this first payment as it is needed for your airline/housing reservations in Europe and CWES fee. Financial Aid Students: renew your FAFSA for 2014-15 no later than March 15. NOTE: If you did not accept all your current 2013-14 student loan funds OR you changed class standing after Fall 13, check with the Financial Aid Office to see if you are eligible for more funds. Awarding of 2014-15 financial aid (includes summer 2014) will begin the first week of May. Complete Study Abroad Financial Aid Revision Form and submit to he Enrollment Service Center, room 106, SSC . Bring in revised award to Linda, IP for issuance of Deferred Payment Form. March 15 April 15 $1,000.00 $1,000.00 May 15 $1,000.00 June 15 final balance: approx. $2200-2700 for Wisconsin residents PLEASE WAIT UNTIL YOU RECEIVE A FINAL BILL BEFORE SENDING IN YOUR LAST PAYMENT. (bills handed out while at CWES)

RESIDENCY Tuition surcharge for non-residents is $500 (instead of approx. $1,900 for on-campus students) Minnesota resident surcharge around $175 with approved Minnesota reciprocity

Program Costs/Payments Your final program cost is calculated and announced in May. At that time, we finalize group costs and participant numbers with our overseas universities and travel agents, receive final invoices, and lock in exchange rates with our final payments Payment Schedule is included in today’s packet. Final payment is due June 15; cost estimate $7100-$7600 for Wisconsin residents.

FORMS PACKET Flight ballot; flight schedule needs to be exactly the same. Course registration form Bank deposit form Legal forms Complete all forms and turn in Feb. 18

FINAL TIDBITS… Look at your current award on MyPoint, finances, financial aid award & status to check for availability of direct loan funds Unusual circumstance form (loss of income) www.uwsp.edu/finance Independent students (24 yrs. +) are eligible for possibly more grants and $5000 unsubsidized Direct Loans Individual advising—please bring in your award

An investment in your future Don’t let finances stop you… …they didn’t