CHALLENGES AND OPPORTUNITIES BROUGHT BY FINTECH AND REGULATORY TECHNOLOGY MAY 2017

Content What is Fintech Major Fintech’s services segments How Fintech affect traditional banking Investing on Fintech The future of risk and compliance in banks How Regtech help

Major Fintech’s services segments What is “FinTech”? “Fintech” is combination of the words financial technology Fintech is a very young industry Use technology to make financial systems more efficient Major Fintech’s services segments Source: public information and internet search

Customer-centric approach Operational efficiency How Fintech affect traditional banking & Financial services Reshaping the value proposition New digital technologies existing financial products and services Customer-centric approach Data and analytics Trust Operational efficiency Fintech influence Source: public information and internet search

How Fintech affect traditional banking & Financial services Insurance Asset management. Exposed Next Consumer banking Payments Disruption Source: public information and internet search

The future of risk and compliance in banks Rapidly evolving customer preferences Competition from new business models Complex regulations Macroeconomic uncertainty Source: public information and internet search

How Regtech help Regtech Service Model On-premise Model Source: public information and internet search

Management Biography Ms. Amy Cheng (CEO) Ms. Amy Cheng has been involved in financial investments for ~20 years Amy has previous served on various roles across prestigious corporates , including: Vice Chief Executive Officer of Huarong International Holdings Limited; Chairman and Executive Director of Huarong International Financial Holdings Limited (0993.HK); Managing Director, Executive Head of the Global Customer Center, Vice Chairperson of the Investment Banking Division, and Supervisor of the Natural Resources Division of BOCI Asia Limited; as well as A senior manager with a number of large enterprises and financial institutions Amy is currently an Independent Non-Executive Director (and Chairman of Nomination Committee and Member of Strategic and Development Committee and Audit Committee) of Fuyao Glass Industry Group Co., Ltd. (3606.HK) Amy also serves as a representative of Hong Kong and Macau on the Beijing Municipal Committee of the Chinese People’s Political Consultative Conference, as well as a Standing Committee Member of Beijing Overseas Association Amy’s expertise in the field has been widely recognized. She currently serves as: a Committee Member of Chinese Financial Association of Hong Kong, Honorary Secretary General of Chinese Asset Management Association of Hong Kong, Life Honorary President of Hong Kong Energy and Minerals United Associations, and Deputy Director of the Economic Committee of the China Democratic League Central Committee, where she provides her unique insight as a seasoned industry representative.

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