Presented by Probus Insurance Brokers Limited

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Presentation transcript:

Presented by Probus Insurance Brokers Limited www.probusinsurance.in TRAVEL INSURANCE Presented by Probus Insurance Brokers Limited www.probusinsurance.in

Travel Insurance Travel is fun and everybody wants a safe and secure journey.  What if there is a medical emergency while travelling wherein you or your family member suffers an injury or illness. If your trip is cancelled or delayed . If someone steals something from your bag or your luggage is lost or delayed. Travel insurance will at least take care of your financial losses. www.probusinsurance.in

Types of travel insurance There are various types of travel insurance plans, most prevalent being : Single Trip Insurance : A holiday or trip which begins when you leave your home and ends when you get back to your home. Multi-Trip Insurance : It covers more than one trip during the cover period. It depends on you as to what type of cover plan is best for you. www.probusinsurance.in

Reasons to buy Travel Insurance To take care of financial losses when You need to cancel your trip. Your flight is canceled. A hurricane damages your destination. A terrorist event occurs. You get sick or injured on your trip. Your baggage is delayed or lost. Your passport is lost. You need an emergency medical evacuation. You need emergency assistance services. www.probusinsurance.in

Types of travel cover Health Cover Good health is extremely important, especially while traveling in a foreign country. The plan includes:   Overseas Medical Covers Security against unexpected emergency surgeries, diagnostic tests (such as X-Ray, blood tests, scans) and medical aid prescribed by the attending physician. Covers emergencies and essential dental treatments Bears the cost of transportation during medical emergencies www.probusinsurance.in

Types of travel cover Inconvenience caused during the trip Total coverage for loss of checked-in baggage. Coverage for delays of checked-in baggage which includes reimbursement for emergency purchase of clothing and toiletries, up to a certain limit. Coverage for loss of travel documents  which includes reimbursements and reissuing duplicate documents. www.probusinsurance.in

Types of travel cover www.probusinsurance.in Personal Accident   In case of an unfortunate accident. This coverage is available for disabilities, as well as deaths. Repatriation of remains   Compensation is provided for the transportation of mortal remains to one’s own country, in case of an unfortunate and untimely death of the insured. www.probusinsurance.in

Types of travel cover www.probusinsurance.in Home Insurance It is essential in case of house breaks, fire related incidents, theft, etc. while you are on a trip abroad. Automatic Extension   You can avail the facility of automatic extension, wherein your insurance period is extended by another 7 days before the eventual expiration date. This is useful especially during times when there is an unexpected delay in filing a claim, which cannot be avoided. www.probusinsurance.in

Exclusions www.probusinsurance.in Pre-existing medical conditions : Mental, psychological or nervous disorders including anxiety, depression, neurosis or psychosis War or terrorism : War or act of war, whether declared or not, civil disturbance or insurrection. Injury or illness caused by alcohol or drug use. www.probusinsurance.in

For more details kindly connect with us at www.probusinsurance.in