Jacklyn Okafor Sales Manager West Africa June, 15th, 2016

VERIFONE NEW DYNAMIC AND INNOVATIVE RANGE OF DEVICES SUITABLE FOR OUR ENVIRONMENT

VERIFONE TODAY FACTS AND FIGURES ~150 Active Countries #1 or #2 In Most Markets 26M + Systems Installed Globally ~5,300 Employees 37% Revenue From Services ~ $2B FY15 Revenue

VERIFONE PRODUCT IMPACTS IN THE E-PAYMENT INDUSTRY VeriFone has been a major player in Nigeria payment industry before the introduction of Cashlite policy by CBN. VeriFone Systems Inc. is the global leader in secure electronic payment solutions. VeriFone provides expertise solutions and services that add value to the point of sale with merchant-operated, consumer-facing and self-service payment systems for the financial, retail, hospitality, petroleum, government, healthcare vertical markets etc. VeriFone range of POS terminals have been deployed to assist card acceptance solution to various merchants’ and retail market sectors which have greatly impacted positively on the success of the Cashless policy in Nigeria amongst others.

VERIFONE CUSTOMER BASE IN OTHER AFRICAN COUNTRIES S/N COUNTRY 4 KENYA 5 LIBERIA 6 MOZAMBIQUE 7 SERIALEONE 8 TANZANIA 9 UGANDA 10 SENEGAL 11 BRAZZAVILLE 12 CAMEROUN 13 CHAD 14 CONGO Through strong partnerships with our VIPS in Nigeria and other African countries, VeriFone has captured the following listed countries with our unique innovative Pos devices/solutions. S/N COUNTRY 1 GHANA 2 GABON 3 GUINEA

SOLVING TODAY’S NETWORK CHALLENGES WITH VERIFONE 3G+HSPA POS TERMINAL MODELS The latest models of VeriFone 3G terminals leveraging on High Speed Packet Access have greatly improved transaction speed, sustainability, terminal activeness and efficiency at merchant locations thereby restoring and enhancing customer confidence. The VeriFone 3G terminal models offer just much more than payments with the following key features and capabilities; 3G +HSPA GPS for tracking LAN/Dialup Integrated Contactless/NFC Wifi/Bluetooth Biometric features and capabilities Multimedia capability with QVGA Capacitive Touch Display plus coloured screen LET US CHECK A FEW OF THEM OUT

VX 520 3G, ETHERNET, DIALUP, GPS, COLOURED SCREEN, NFC, CHIP AND PIN, ETC Color screen, enhanced security and more. Large screen Expansive memory 400 MHZ ARM11 processor 2.8" 240x320 pixel color TFT (QVGA) display EMV NFC Color screen PCI PTS 3.0 Dial Up Ethernet 3G

VX 520 3G, BIOMETRIC, ETHERNET, DIALUP, GPS, COLOURED SCREEN, NFC, CHIP AND PIN ETC Color screen, enhanced security and more. Large screen Expansive memory 400 MHZ ARM11 processor 2.8" 240x320 pixel color TFT (QVGA) display EMV NFC Color screen PCI PTS 3.0 Dial Up Ethernet 3G

THE ROLE OF VERIFONE IN BIOMETRIC ACTIVATION, VALIDATION/AUTHENTICATION IN NIGERIA TODAY! VERIFONE READY FOR BVN PAYMENT ACCEPTANCE VeriFone-VX520 BIO is currently being used by National Identity Management Commission(NIMC) for ID Card activation validation/authentication. It is also being used by some Universities in Nigeria for Student Biometric data Verification and Matric number authentication. VX520 BIOMETRIC This is an indicative document only. Information and dates are subject to change.

VX675 3G, ETHERNET, DIALUP, GPS, COLOURED SCREEN, NFC, BLUETOOTH ETC. Packed with performance. Expansive memory 400 MHZ ARM11 processor Color screen EMV Larger screen NFC PCI PTS 3.0 GPRS Bluetooth Wi-Fi 3G Dial Up 3G 3G WIFIt Ethernet BLUTOOTH

VX690 3G, WIFI, BLUETOOTH, ETHERNET, DIALUP, GPS, COLOURED SCREEN, TOUCH SCREEN, NFC, ETC. Built-in printer supports 40mm paper roll Integrated Contactless/NFC 192MB memory 3.5“ QVGA capacitive touch display with multimedia functionality ARM11 400 MHz 32-bit RISC processor Triple track MSR Landed smart card reader Connectivity options: HSPA+ 3G radio 5GHz Wi-Fi Bluetooth 4.0

VX680 3G, WIFI, GPS, COLOURED SCREEN, NFC, BLUETOOTH ETC. Brilliance on the go. Touch screen Expansive memory 400 MHZ ARM11 processor EMV Large screen NFC PCI PTS 3.0 Color screen Bluetooth Wi-Fi 3G GPRS Variant options

MX925/915: ETHERNET, WIFI, BLUETOOTH , COLOURED SCREEN, NFC, 7” and 4.3” Backlit Color Display options Chemically hardened screen Multi-Media capable with speakers standard Content Management via our Estate Management tool (VHQ) Landed smart card reader for EMV processing Multiple Port options with I/O Module 100Base T Ethernet RS232 USB Wi-Fi Bluetooth Legacy Supports stylus or finger for signature ARM11 based platform (32 bit/400 MHz/500 MIPS 13

UX SERIES: Product Overview-THE UNATTENDED

THE FUTURE OF PAYMENTS THE VERIFONE ENGAGE ! WATCH OUT FOR OUR NEW RANGE OF POS TERMINALS FOR 2017 . THE VERIFONE ENGAGE ! Confidential - do not distribute outside VeriFone This is an indicative document only. Information and dates are subject to change.

Photos are renderings only and are subject to change. INTRODUCING VERIFONE ENGAGE A new suite of interactive, commerce-enabling payment devices. Photos are renderings only and are subject to change.

VERIFONE V200c NEXT-GENERATION POS EXPERIENCE READY TO MULTI-TASK • Color LCD with sound capabilities to drive multimedia usage • Modern, robust design – ideal for countertop use • Faster processing to accommodate advanced multimedia usage • Maximum security and compliance with end-to-end encryption • Accepts all payment inputs including NFC/Contactless, EMV chip and PIN, mag-stripe etc. • Generate more revenue opportunities at the POS through personalized, interactive offers and value-adds enabled by the Enhanced Commerce Package 2.8" Color Display with Multimedia Capabilities Intuitive User Interface Design

VERIFONE V200c NEXTGENERATION POS EXPERIENCE The VeriFone V200c, part of the new VeriFone Engage portfolio, offers the latest in next-generation features, functionality and versatility. Packed with more speed, an interactive user interface and enhanced security, the V200c is the ideal choice for providing your customers with a unique experience at the point of sale. The V200c leverages the power of VeriFone's new architecture, the latest V/OS and a modern application environment to deliver everything you need in a countertop device and more. Full-size ECU Communication Ports

Photos are renderings only and are subject to change. Multi-layered security. Future proof Enhanced encryption Meets current global PCI Standards Increased memory supports apps NFC and EMV-enabled Secure Commerce Architecture Enhanced encryption capabilities Designed to meet current PCI standards Increased memory to support future applications NFC and EMV-enabled to protect your investment Secure Commerce architecture –Verifone’s semi-integrated secure commerce architecture solution takes the merchant’s POS systems entirely out of the payment flow — while maintaining the benefits of an integrated POS. Connects payment terminals directly to a merchant acquirer or gateway — delivering encrypted data to the processor without it ever entering the register or other PC-based POS systems Streamlines EMV certification and PCI compliance by eliminating POS systems from the scope of requirements, significantly reducing the time and cost burdens for merchants Eliminates the POS as the channel most commonly targeted for large-scale theft of consumer payment data by cyber-criminals Reduces complexity for merchants as well as for acquirers and POS integrators Linux-based Simple user interface (UI) Photos are renderings only and are subject to change.

THE EXECUTIVE SUMMARY The impacts and benefits of VeriFone through its various innovative electronic payment devices/solutions cannot be over emphasized as they cut across all the players, stake-holders, different sectors of the economy consummating such services etc. VeriFone has also partnered with NIBSS and CBN to drive E-payment adoptions and technical know-how through conferences , presentations, meetings, electronic articles on payments, e-mails, customer feedback mechanism, E-payment surveys etc. VeriFone is highly compliant with all security (PCI) standards and has even surpasses the minimum security standard set by Nigerian E-payment industry regulators-NIBSS/CBN. VeriFone is also a Board member of global PCI regulators.

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