AN OVERVIEW LINEAR MANAGED ACCOUNTS

2 Linear Managed Accounts An all encompassing investment administration platform through which you can: Access an extensive investment menu Produce accurate consolidated portfolio reports Access and operate Model Portfolios Apply Dynamic Trading Strategies Access a suite of Adviser tools Produce SOAs and easily rebalance Accounts Apply your own branding and build custom offering

3 The Linear Managed Accounts IDPS Like & Financial Assets CO 02/296 Beneficial Entitlement

4 Online Transactions Online Application with SOA generation Online Account Rebalancing with SOA generation and investor confirmations Online customisation including applying Dynamic Trading Strategies Online Investment Menu that can be tailored to suit APL Online consolidation / in-specie assets

5 MODEL PORTFOLIOS The benefits of running Model Portfolios are as follows: 1.Construct Your Own Model Portfolio(s) 2.Access a suite of Professional Investment Managers 3.Operate Model Portfolios on a discretionary basis without MDA authorisation 4. Apply Investment Management Fees 5.Rebalance infinite investor Accounts with the click of a button 6.Execute through a variety of Brokers or Linear default Brokers

Example Branded Model Portfolio Blend 6 Cost of blended portfolio (52 basis points ) ABC Investment Mgt Fee (23 basis points ) ABC Australian Equities Model Portfolio (75 Basis Points) S&P ASX 20 (33 Basis Points) Ralton Leaders (65 Basis Points) S&P Small Ordinaries (33 Basis Points) Bennelong Ex-20 (77 Basis Points)

7 DYNAMIC TRADING STRATEGIES - DTS 1.Apply DTS to Model Portfolios 2.Adjust investment exposures in accordance with DTS strategy 3.Automated and cost effective 4.Manage risks 5.Combine with a Dollar Cost Average Strategy

8 REPORTING Portfolio Valuation Performance CGT Income Allocations Annual Audited Tax Statement

9 CONSOLIDATE In-Specie into Account Online Processing Built in SOA Apply or exclude from Model Portfolios Bulk Transitions Available

10 FEES & CHARGES - ACCOUNT Administration Fees^ Portfolio SizeAdmin Fee (%) $0$500, $500,001$1,000, $1,000,001$2,000, $2,000,001$3,000, Thereafter0.055 Transaction Fees Share Trades - $16.50 or 0.11% of trade size (whichever is greater) Managed Funds - $22 per buy / sell Term Deposits – no charge Dynamic Trading Strategies % p.a. Adding new funds via in-specie - $77 ^Family Grouping Applies

11 FEES & CHARGES - BRANDING Setup of branded online interface: $1,100 annually Investment Management Fee (if doing own models): $1,100 per month for 6 months Mandate Administration fee per model: First Model$80 per month Second Model $60 per month Thereafter $40 per month New managed funds not on custodian list is: $70 per fund (one off fee per fund)

12 THE LINEAR PORTAL A one stop Wealth Management solution that combines all the benefits of the Managed Account platform with Linear’s suite of Adviser Tools. Consolidate investors total asset position Report on administered and non administered assets and liabilities Manage contacts, workflow, cases, tasks and file notes Dissect portfolio performance using the Performance Analysis Module

13 LINEAR PORTAL

14 OUR CLIENTS The platform can be adapted across most financial business’s including: 1.AFSL Dealer Groups (Revenue streams thru FOFA severely affected) 2.Stockbroking Houses (Inefficient administration = higher cost of business) 3.IFA Boutique Licensees (build own identity and work more efficiently) 4.Individual Financial Planning Practices who want their own Model Portfolios (can increase revenue and efficiency thru platform at lower cost) 5.Combined Financial Planning and Accounting Businesses (combined workflow)

15 Thank you