Russell Luna, ChFC, CLU, CDFA, AEP, CLTC (800) Investment Advisor Services Offered Through First American National Investment Advisors, LLC

Accreditation  Chartered Financial Consultant  Chartered Life Underwriter  Certified Divorce Financial Analyst  Accredited Estate Planner  Long Term Care Certified  Financial Fiduciary  Held to the highest financial standard of trust

OBJECTIVE INDEPENDENT ADVISOR  Financial Practice – 30 Years  Holistic Approach – Multi-Disciplined Practice  Develop Strategies, not just products  Preserve Wealth and Protect Lifestyles  Tax-Efficient Approaches  Estate Planning

Affiliations  International Academy of Collaborative Professionals  Colorado Collaborative Divorce Professionals  Colorado Bar Association  Institute for Divorce Financial Analysts  Association of Divorce Financial Planners  The Estate Planning Council of Southeast Denver, LLC  The Corporation for Long Term Care

Our Money Services Even though friends and family may have good intentions, dealing with financial issues is very personal. Getting objective help is crucial and it’s always best to learn to manage your money.

Our company goals include:  Offer important financial guidance during a very stressful time.  To coach, educate and to strive to establish financial well-being.  To help new found knowledge to achieve financial independence.

Our Specialties Organizing Your Financial Life Getting You Back on Your Financial Feet How to Start & Run a Business How to Build & Have Financial Confidence Make Mortgages Work for you How to Confidently Buy a Car Where to Spend & How to Save Your Money

Our Approach  Create comprehensive financial plans  Protect assets and manage risk  Secure income

What Sets Us Apart?  Apply academic research to investing  Access to Dimensional Fund Advisors (DFA)  Excellent Customer Service  Value and Support

Relationship Managers “Matching Clients To Portfolios”  Help achieve superior results  Scientifically designed portfolios  Low cost asset classes  Institutional portfolio managers  Highest quality investment options  Portfolio Managers apply proven principles of the Nobel Prize-winning Modern Portfolio Theory to asset management

A Better Investment Solution Always work on “Making Money” BUT, Continually Focus on NOT “Losing Money”

Active Management Strategy Goal Past performance is no guarantee of future results.

Luna Financial Advisors and OWRS Firm As independent professionals, we have the ability to provide the product solutions that best meet our clients’ needs without any corporate restrictions. It is for these reasons that we have joined forces collegially and intellectually with other prominent independent advisors from across the United States. Through this assembly, we believe we can better understand and survey the vast financial landscape in an effort to provide our clients with access to many of the latest cutting-edge tools and concepts available from the world’s premier financial companies. We continually work to improve in all that we do in terms of ideas, quality, and client satisfaction. We adhere, as a matter of doctrine, to the very basis of Fiduciary Responsibility in serving our clients when it comes to honesty, integrity, and ethics in all aspects of our business.