STATE LIFE INSURANCE CORPORATION OF PAKISTAN. SHADABAD PLAN TABLE 36 This plan has been especially designed to meet the requirements of those, who not.

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Presentation transcript:

STATE LIFE INSURANCE CORPORATION OF PAKISTAN

SHADABAD PLAN TABLE 36 This plan has been especially designed to meet the requirements of those, who not only appreciate the basic saving but also want to obtain additional risk coverage in case of their death (Allah Forbid) SALIENT FEATURES Minimum age at entry20 Years Maximum age at entry60 years Available Term 10,15,20,25 Years Minimum age at Maturity 30 Years Maximum age at Maturity70 years Maximum Sum Assured 8 Million

The premium Includes in built two times ADB(Accidental death benefit) and one time TIR(Term Insurance Rider). For underwriting purpose sum assured is to be considered as double. All riders except ADB can be attached to this plan subject to usual terms and conditions. Loan facility available as per conditions of the policy upto 80% of the net Cash value. SALIENT FEATURES

COMPARISON OF PREMIUM TABLE 36 & 03

Bonus rate for 1 st five years (50x5x100)Rs.25,000 Bonus rate from 6 th to 16 th years (94x11x100)Rs.103,400 Bonus rate from 17 th years till maturity(130x4x100)Rs.52,000 Terminal Bonus from 11 th year:(50x10x100)Rs.50,000 Total BonusRs. 2,30,000 Basic sum assuredRs.1,00,000 Approximate maturityRs.3,30,400 EXPECTED MATURITY ON THE BASIS OF CURRENT BONUS RATE

BENEFITS BENEFITS Basic sum assured plus bonuses (If any) are payable to the policy holder upon the maturity of the Policy. IN CASE OF NATURAL DEATH One time additional sum assured is payable to the nominee upon the natural death of the policy holder during the currency of the policy in addition to normal death benefits. IN CASE OF ACCIDENTAL DEATH Two times additional sum assured is payable to the nominee upon the accidental death of the Policy holder in addition to normal death benefits during the currency of the policy.

DEATH BENEFITS DEATH BENEFITS

DEATH BENEFITS CLAIM PAYABLE IN CASE OF ACCIDENTAL DEATH OF ABOVE INSURED AFTER 2 YEARS OF ISSUANCE OF POLICY Basic Sum Assured:Rs.1,00,000 Three time Additional sum assured:Rs.3,00,000 Bonus of Two years:Rs.10,000 Total claim payable:Rs.4,10,000

THANKS! FIELD MAN POWER DEVELOPMENT DEPARTMENT DEVELOPED BY: MOSHIN ABBAS & KASHIF HASHMI F.M.D P.O, KARACH