1. Muhafaz Plus Plan (78)

2. Muhafiz Plus provides a substantial sum of money on maturity or earlier death (Allah forbid) of the life insured. On maturity, the policyholder will receive sum insured plus bonuses.bonuses. ADB & FIB 24% built-in for 15 years (FIB will run 15 years from the date of death till 15 years Underwriter will consider 1 ½ times in this policy However if the life insured dies before completion of term of the policy, basic sum insured plus attached bonuses will be paid to the dependants immediately.bonuses will be paid to the dependants immediately.

3. In case of death due to accident, the double of the sum insured is paid. In addition, the dependents will also be paid an income of Rs 240 per thousand sum insured per annum for a fixed period of 15 years. The first payment will fall due on the policy anniversary immediately after the death of the life insured.