1. "Revolutionizing how donors and lenders in the US are connecting with small entrepreneurs in developing countries” - BBC

2. Kiva’s Mission Mission To connect people through lending for the purpose of alleviating poverty Method An online lending platform that lets the average Internet user finance a specific low income entrepreneur in the developing world

3. Poverty and Microfinance Two Billion people live on less than $2.00 per day Most of the working poor are self-employed The working poor need affordable access to capital in order to expand their businesses Pioneered by Muhammad Yunus of the Grameen Foundation, microfinance lending provides this capital and an innovative solution for eradicating poverty Microfinance loans have a 95%+ repayment rate

4. Kiva and Technology Kiva.org is the first online platform for the average investor to become involved in microfinance Leveraging the Internet, users in the developed world lend as little as $25 to an entrepreneur through PayPal Why does this matter? –Kiva.org is easy to use –A loan not a donation –Provides instant delivery of funds around the world –deserving Microfinance Organizations receive much needed funding to expand their operations

5. LenderKiva.orgMFI Partner Entrepreneur Kiva connects lenders to entrepreneurs overseas How Kiva Works

6. Sample Loan Application

7. World’s Largest DataBase of Micro-Entrepreneurs

8. How Kiva Works

9. Kiva Creates Partnerships Through a due-diligence process, Kiva selects partner MFIs who are then able to post their client loan applications directly to our website By partnering with these MFIs, Kiva helps to remove investment capital restrictions Established network partnerships include World Relief, PrismaMicrofinance, the Shurush Initiative, REDC (Rural Enterprise Development Council), and ACCION

10. Microfinance Institutions Most MFI are small (90% have < 10,000 borrowers) and are growth constrained Reaching more borrowers requires greater access to capital MFIs are often overlooked by institutional sources of income due to their lack of size and history

11. New Access to Capital and Cost Savings 10% 18% 10% 0% 2% 4% 6% 9% 11% 13% 15% 17% Prisma – HondurasWEEC - KenyaCREDIT (World Relief) - Cambodia Industry Average 10%8% Kiva Without Kiva.org, MFI partners would have to pay at least 4x more for capital from alternate sources 1-2% Cost of Capital Comparison (Cost of Capital is one of the largest expenses for an MFI)

12. MFI Reputation System

13. Kiva in the News “Innovation of the week: Kiva.org uses smart design to make a little cash go a long way.” “Revolutionizing how donors and lenders in the US are connecting with small entrepreneurs in developing countries.” “Kiva simply democratizes access to a worldwide microfinance movement that has been empowering the working poor for two decades.” “Smaller investors can also make loans of as little as $25 to specific individual entrepreneurs through Kiva.” “If you’ve got 25 bucks, a PC, and a PayPal account, you’ve now got the wherewithal to be a international financier.”

14. Since Oct 2005, Kiva has expanded to MFIs in 31 countries. Strong adoption with MFIs

15.  Use of funds  Country expansion  Platform expansion  Accounting and legal  Benefits  Tax Deductible  Use of funds  Pre-committed capital helps MFI adoption / country expansion  Benefits  Diversified investment; not tax- deductible How you can help

16. Photo by: TKnoxB, Flickr CC