1. Making It Happen Dr. Rita Littrell Director Bessie B. Moore Center for Economic Education

2. Family Citizen Jobs Task:MondayTuesdayWednesdayThursdayFridaySaturdaySundayTotal Put dishes away Make bed Food/pets Homework Date: ___________ Keaton’s Income Chart Amount Due: _____________ Will be put in saving account and can be accessed through spending card. Family Citizen: These things are done because everyone works together to make our family functional and to keep our home clean and a desirable place to live.

3. Allowance Task:MondayTuesdayWednesdayThursdayFridaySaturdaySundayTotal Piano Spanish Handwriting Trash Scruffy play Wash dishes Fold clothes 3 fruits Swimming Exercise Watering plants Allowance: Allowance will total $15 per week if 90% of these jobs are completed without much prompting.

4. Extra Income Extra Pay: Extra pay can be accumulated each week by performing these tasks. Task:MondayTuesdayWednesdayThursdayFridaySaturdaySundayTotal Feed birds $1 Feed fish am $1/4 Mow yard $10 Yard work $5 Foot massage $1 Other

5. Payment  For young kids I would use something physical: jar, piggy bank, envelopes --- pay with cash.  Cash that can be divided.  Savings account  Spending card  Government issued ID

6. Earnings What can you do with money?  Spend  Save  Share

7. Saving Goals  What does your child want to buy or do?  Determine how much it costs.  How long until s/he reaches the goal?  Are there additional revenue sources?

8. Spending Decisions  Teach good decision making skills.  Research options and compare prices.  Consider the utility or satisfaction.

9. Sharing  Great options for children  Heifer International  Give money or time  Discuss feelings from

10. In Summary:  Set family saving goals.  Discuss spending decisions with family.  Establish system where children earn, save, spend and share their money.  Use economic and financial terms:  Job instead of chores  Revise as needed.  Remember that incentives work!