1. A. AGRICULTURE INSURANCE SCHEME
Notified crops for Crop insurance
Season
Name of Crop
Kharif 2014
Paddy, Maize
Rabi 2013
Wheat, Lentil, Rabi Maize, Arhar, Rapeseed-Mustard, Potato, Onion, Brinjal, Tomato, Banana, Mango and Lichi.

2. Type of Insurance covered in Bihar
Name of District
Total No of District
W.B.C.I.S
Patna, Nalanda, Bhojpur, Buxer, Rothas, Kaimur, Gaya, Jahanabad, Arwal, Nawada, Aurangabad, Saran, Siwan, Gopalganj, West Champaran, Vaishali, Samastipur, Bagusarai, Munger, Shekhpura, Lakhisari, Jamui, Bhagalpur, Banka, Sharasa, Supaul, Madhepura, Purnia, Kishanganj, Araria & Katihar. 31
MNAIS
Muzaffarpur, Madhbani, Darbhanga, East Champaran, Sheoha, Sitamarhi & Khagaria 7

3. Farmers Premium (Rs./hect.)
Premium Rate in Weather based Crop Insurance Scheme in kharif 2014
LOANEE AND NON LOANEE FARMERS
Scheme
Crop
Sum Insured (Rs./hect.)
Premium Rate
Farmers Premium (Rs./hect.)
(WBCIS)
Paddy 5%
Maize

4. Premium Rate in Modified Notional Agriculture Insurance Scheme (MNAIS)
Modified National Agriculture Insurance Scheme (MNAIS) during kharif 2014 in 7(seven) districts namely (1) East Chemparan, (2) Muzaffarpur, (3) Madhubani, (4) Darbhanga), (5) Sitamarhi, (6) Sheohar & (7) Khagaria
District-wise Notified Crops, Sum Insured, Premium Rate etc. for Loanee and Non Loanee Farmers
Sl. No.
District
Crop
Sum Insurance (Rs./hect.)
Premium Rate
Farmers Premium (Rs./hect.) 1
Muzaffarpur
Paddy
7.00%
549.99
Maize
6.00%
803.40 2
Madhubani
6.25%
550.00
838.08 3
Darbhanga
5.84%
879.97
5.312%
879.99 4
E. Champaran
4.425%
885.00 5
Sheohar
573.90
550.02 6
Sitamarhi
7.50%
549.98
4.995%
999.00 7
Khagaria
6.00
5.00

5. Status on Crop Insurance In Bihar
Year (Kharif + Rabi)
Sl. No.
Scheme
No. of Farmers
Sum
Insured (Rs. Crore)
Benefited Farmers
Claims
(Rs. Crore) I
National Agriculture Insurance Scheme (NAIS)
337358
850.81
2879
2.73 II
Weather based Crop Insurance Scheme (WBCIS)
133.16
III
Modified National Agriculture Insurance Scheme (MNAIS)
80487
205.27
5022
6.13
Total
142.02

6. Year 2012-13 (Kharif + Rabi) Sl. No. Scheme No. of Farmers Sum
Insured (Rs. Crore)
Benefited Farmers
(No)
Claims
(Rs. Crore)
Remark I
National Agriculture Insurance Scheme (NAIS)
Not implemented II
Weather based Crop Insurance Scheme (WBCIS)
490.04
III
Modified National Agriculture Insurance Scheme (MNAIS)
344729
852.15
51019
47.10
in Rabi
Total
537.14

7. Farmers benefited and claims not included for Rabi 2013-14 Season.
Year (Kharif + Rabi)
Sl. No.
Scheme
No. of Farmers
Sum
Insured (Rs. Crore)
Benefited Farmers
Claims
(Rs. Crore)
Remark I
Weather based Crop Insurance Scheme (WBCIS)
550.92
Farmers benefited and claims not included for Rabi Season. II
Modified National Agriculture Insurance Scheme (MNAIS)
Report not obtained.
Note :- Budget provision under WBCIS and MNAIS during Financial Year is Rs Crores and Rs. 118 Crores respectively.

8. (i) Status of issue of New Kisan Credit Card (in number)
B. AGRICULTURE CREDIT
(i) Status of issue of New Kisan Credit Card (in number)
Year
Target
Ach.
818890
863822

9. (ii) Agriculture Credit Flow during 2011-12, 2012-13 and 2013-14 in Bihar
(Rs. In Lakh)
Year
Commercial Bank
Co-operative Bank
Regional Rural Banks
Total
968915
38685
488190
32820
803466
30754

10. (iii) Performance under Kisan Credit Card as on 30. 06
(iii) Performance under Kisan Credit Card as on during
(Amount in lakh)
KCC New
KCC Renew
Target
Sanction
Disbursed
% Ach.
No.
Amt.
157846
136729
157496
130308
10.52
356457
288338
347117
239828
KCC Total (new + renew)
Sanction
Disbursed
No.
Amt.
514303
385067
504613
370136

11. (iv) Initiative taken by State Government for Agriculture Credit
1. Meeting of sub Committee of SLBC on Agriculture is being held at every three months.
2. Review meeting of District level Bankers committee is organized in every month.
3. Kisan Credit Camp is organized at block level by Agriculture Dept. before Kharif and Rabi Season.
4. Wide publicity is given through news papers and agriculture extension worker regarding Agriculture Financing and Credit Camps.
5. Farm Mechanisation Credit-Cum-K.C.C. Camp is also organized in Agriculture Mela at District level.

12. (v) Constraints in Credit Delivery
1. Incomplete knowledge of schemes among farmers related to Agricultural Loan.
2. Non-availability of Agricultural Loan in Proper time.
3. Lack of interest of Bankers in financial Agriculture Credit.

13. (vi) Suggestions for improvement
1. Publicity of Bank related schemes through radio/T.V. and News papers.
2. Loan Application should be generated through credit camps.
3. Steps should be taken to insist farmers for timely payment of Agriculture loans.