1. MobilBank Card account control through a mobile phone

2. List of services Payment of public utilities Payment of mobile services Payment of Internet services Card Transfer Card block Statement Balans

3. Advantages of system Transactions are carried out online Independence of time and placement Connection to the system without changing SIM-card Connection to the system without going to the bank Any mobile number may be connected to the system

4. Security of data All the work data is enciphered Special libraries guarantee security of sending messages The midlet is provided with special PIN-code which prevents unapproved using of card information Data is not saved at server and is checked at host

5. Connection to the system Choose “SERVICES” in the main menu of ATM

6. In «SERVICES» choose «MOBILBANK ENROLLMENT» Connection to the system

7. It will be printed a cheque with Serial number and activation passwords Connection to the system

8. Then it is necessary to download the midlet using the following links (for version JAVA: MIDP-2.0) www.azericard.com/mb/iba.jad (for version JAVA BIS, i.e. just for Blackberry phones, connected to BBM) www.azericard.com/mb/bis/iba.jad (for version Android you can find on google play) (for version IOS you can find on app store) Connection to the system

9. After midlet is installed it is needed to input serial number and activation passwords Connection to the system

10. Then enter your PIN-code. The code will be required twice for checking. This code is not connected with card PIN- code and is needed only for working with midlet. After that it is needed to choose the language you are going to work with. Then Midlet is ready for exploitation Connection to the system

11. Working with midlet

12. Menu «Cards/accounts» Working with midlet

13. Card blocking Working with midlet

14. Card blocking Working with midlet

15. Menu «Card Transfer» Working with midlet

16. Menu «Card Transfer» Working with midlet

17. Menu «Card Transfer» Working with midlet

18. Menu «Payments» Working with midlet

19. Cell phone payments Working with midlet

20. Payment of Azercell SimSim Working with midlet

21. Payment of Azercell SimSim Working with midlet

22. Internet payment Working with midlet

23. Payment of Elcell Working with midlet

24. Payment of electricity Working with midlet

25. Payment of electricity

26. Menu «Statement» Working with midlet

27. Menu «Service» Update menu is needed if you want to change language or if new payments were added into menu Update midlet is needed if new version of MobilBank is available Working with midlet

28. Menu «Set lock time» This option is needed to prevent unapproved using of card information Working with midlet

29. Menu «Help» Working with midlet

30. Development of MobilBank Adding of new payments Adding of Onetime passwords generator Adding of «Cash by Code» service and others.