1. Payment services and e-identification June 2013

2. Logging into your bank account via the Internet

3. Open Swedbank’s website: http://www.swedbank.se Click Log in in the upper right-hand corner of the screen. Use your personal bank card reader to identify yourself.

4. Enter your personal identity number in the first field, then choose Log in with bank card reader, and click Continue.

5. Activate your bank card reader by clicking on the orange arrow, then enter the four- digit PIN code and click on the number 2. The reader displays an 8-digit code once. Enter the code shown on the reader in the One-time code field, then click Continue. Write down the one-time code from the reader

6. Log in using your bank card reader if you would like to receive a personal code from Swedbank. Click on the Options tab and then click Order personal code. You can use your personal code to log in to the online bank and to the bank’s apps. The code must consist of six characters containing at least two digits and two letters. A personal code lets you use a selection of the online bank’s services without a security token. You can view your accounts and loans, make transfers between your own accounts, and make securities transactions. Keep your bank card reader and bank card in a secure place.

7. Paying bills from your online bank account. Click the Pay/Transfer tab and select Bg/Pg payments from the menu.

8. In From, select the account you wish to make the payment from. Select a recipient from the recipient list. When you make a payment to someone for the first time, select Add new recipient (see picture above).

9. The invoice contains all the information you need to be able to make a payment: Payment type (bankgiro, plusgiro), recipient account number, Amount, OCR number, latest due date of payment. Payment routine Bankgiro, plusgiro OCR Amounts Recipient account number

10.  Complete the payment details: Amount, Due date, OCR or Message, and then click Add. If you do not enter a due date, the payment will be made when you approve the payment OCR, usually found at the bottom left of the invoice Can be left blank if you do not want to enter a message Enter the recipient’s account number, generally found at the bottom right of the invoice When you click Retrieve recipient name, it will appear here If you do not enter a due date, the payment will be made on the same day or on the next business day (if you approve the payment before 10 AM). If you enter a date, the invoice will be paid on that date.

11. Click Go to approval to confirm the Date, Recipient and Amount.

12.  The following dialogue box displays. Activate your bank card reader by clicking on the orange arrow, then enter the four- digit PIN code and click the number 2. Enter the numbers that display in section 1. Enter the numbers that follow on the reader, in this example 00000500. Your reader will now display an 8-digit code that you enter in field 2. Enter the reader’s response code in the field. Then click Accept. Enter the numbers that appear in the field on your card reader. Now enter the numbers that display on your reader (8 digits) in the blank field.

13. Shows the last dialogue screen. To print the invoice, click Print. Once you are finished, log out by clicking Logout in the upper right-hand corner.

14. Connect Visa/MasterCard/password In order to be able to make payments or shop online, you will need to connect your bank card. You use your password to identify yourself. In order to be able to connect your card to the service, you must have private access to the online bank with bank card reader. Your greeting text should consist of 10 to 30 characters. The password you choose must consist of eight (8) to fifteen (15) characters, including at least two (2) digits and two (2) letters.

15. e-ID http://www.e-legitimation.se

16. Enter your 8-digit code in the bank card reader. You will then receive 8 new digits that you enter in this field.