1. AAn association of agents and agencies affiliated for a common goal. OOver 500 satisfied clients. SServing the Property and Casualty Broker with new ways of creating income. SServing the Mortgage Broker with powerful financial products for its clients.

2.  Benefits to the P and C client ◦ One stop shopping taking care of their Auto, commercial, Life and Health insurance, Mortgage Insurance, and Retirement Protection. ◦ More value in working with your brokerage Client because you provide so much more:  Helping them get Insured.  Helping them protect their Retirement  Benefits to the P and C broker ◦ You are not letting money go out your door anymore – time to create another stream of income on the same client ◦ Your good will in helping your client will cause more word of mouth business – increasing you client base

3.  These are some of the top AM Best Grade A carriers We represent.

4.  With Versatile Features Like:  15-20-25-30 Year Term With Guaranteed Premiums  Multi-Index Universal Life with top Rates of return  Disability Income Riders  Critical Illness Riders  Accidental Death Riders  Health Insurance  Money Back – Return of Premium Options  Cash Accumulation Options  Retirement Protection  Easy Issue Products. No Medical exam

5.  Our website is designed for the broker  Powerful financial tools all in one website  Get your client interested right away and do short presentations right from the website  Our Agent will Finalize the case for you  Visit the website and take a test drive!  www.oicfinancial.com

6. Your brokerage gets licensed to sell life insurance products with our main carriers. Our agent becomes a writing agent for your brokerage Our agent writes all the insurance business for all your clients You are assigned as the Servicing Agent. All policies and mail come to your office. All files stay at your office. Every Application must be signed by you the broker before we process it. This ensures transparency and avoids misunderstandings. All legal and in compliance with state insurance regulations

7.  Great income opportunity to capitalize on your existing client base ◦ You are sitting on a large database of clients needing this product but going elsewhere to find it ◦ How many have already asked you for it, but you had to turn that business away?  Provide another value added service to your clients to keep your client retention high  You can get up and running in a week or two – start making money right now!  LICENSE 0E51437