1. TechExec Program

2. TechExec Opportunity  As a Newtek TechExec you will have a unique opportunity to: › SAVE YOUR CLIENTS MONEY › Differentiate yourself from other service providers in your industry › Offer your customers a one-stop-shop for all their business needs › EARN ADDITIONAL RECURRING REVENUES AND COMMISSIONS › During these difficult times, Newtek is offering you the chance to make extra revenue by referring your clients to Newtek for the services they traditionally need.

3. TechExec Program Newtek offers a turn-key solution to a core suite of financial and business services your clients need  Ecommerce  Electronic Payment Processing  Web-Based Payroll  Commercial & Cyber Insurance  Business Commercial Loans  Data Storage  Accounts Receivable Financing  Business Cash Advance

4. TechExec Program  Newtek offers the benefit of a full suite of business solutions that meet the needs of every business owner

5. Newtek TechExec Products  Ecommerce  A turn-key solution that includes all necessary components to operate a successful on-line business  Electronic Payment Processing  Offers credit card, debit card and gift card processing services, check approval and conversion services  Web-Based Payroll  Internet-based, easy to use connects businesses and employees, and includes payroll management and tax filing  Commercial & Cyber Insurance  Newtek offers a pioneering concept in insurance distribution licensed in over 48 states that provides the products of over 40 highly rated insurance companies, such as AIG, CNA, Safeco, Zurich, and St. Paul Travelers, to business owners as well as to other insurance distributors..  Business Commercial Loans  Newtek Business Lending offers loans from $25,000 to $5 million for most business purposes, including start-ups, receivables financing and commercial real estate.  Data Storage  Newtek provides fast secure, off-site data backup, storage and retrieval systems designed to meet the specific regulatory and compliance needs facing your organization  Accounts Receivable Financing  Newtek Business Credit is a full-service commercial finance operation delivering cash flow, and related, solutions to small and middle-market business across the country.  Business Cash Advance  Newtek can provide your business with a cash advance against its merchant processing account $250k per location, these funds are typically available within 7 days or less based on all future credit card sales

6. TechExec Payouts  Commissions are paid on a closed sale from referrals  Payout commissions are based upon the business line  Most commissions are paid monthly and recur. Some pay one time upfront.  Commissions increase after 10 closed sales

7. Commissions per deal payment structures (Monthly) Business Line Per Closed Referral under 10Per Closed Referral over10 Data Storage 2.0% of gross Monthly revenues for each referral 3.0% of the gross Monthly revenues for each referral Electronic Payment Processing 15% of Monthly Residual profit for each referral. 25% of the Monthly Residual profit for each referral. Business Cash Advance 100 basis points of advance amount 150 Basis points of advance amount Remote Deposit Capture 15% of the Monthly Residual profit for each referral. 25% of the Monthly Residual profit for each referral. Payout Details

8. Commissions per deal payment structures (One Time Pay-Out) Business Line Under 10 Closed Referrals Over10 Closed Referrals Business Commercial Loans 50 Basis Points75 Basis Points Accounts Receivable Financing 7.5% of Monthly Factoring Commission10% of Monthly Factoring Commission Commercial Real Estate 50 Basis Points75 Basis Points Web-Based Payroll 2.5% of net revenue for each referral that closes 5.0% of net revenues for each referral that closes Line of Credit 2.0% of the gross Monthly Revenue for each Referral 2.5 of the gross Monthly Revenue for each referral Commercial and Cyber Insurance Personal Lines 15% of Commissions paid one time when premium exceeds $1,500, $40 per policy when annual premium is below $1,500 15% of Commission paid one time when premium exceeds $1,500, $40 per policy when annual premium is below $1,500 Commercial Lines 15% of Commissions paid one 20% of Commissions paid one time when annual premium exceeds $3,000, $80 per policy when annual premium is below $3,000 Individual Health 15% of Commissions paid one time when premium exceeds $4,200, $40 per policy when annual premium is below $4,200. 20% of Commissions paid one time when annual premium exceeds $4,200, $50 per policy when annual premium is below $4,200 Group Health 15% of Commissions paid one time when premium exceeds $16,000, $75 per policy when annual premium is below $16,000. 20% of Commissions paid one time when annual premium exceeds $16,000, $50 per policy when annual premium is below $16,000

9. TechExec NewTracker  TechExec utilizes our NewTracker Referral System  A referral is submitted by an employee at your organization or by a client filling out a form on your organization’s website  A Newtek Business Service Specialist is assigned the referral and follows up with the client within 24 hours of receipt  The Newtek Specialist is assigned the referral throughout the process  When a referral reaches a “milestone” status, the submitter of the referral is notified via an automatic email for the system  Your organization has access to view status of all referrals submitted for any of the participating Newtek services and generate custom reports 24/7/365

10. TechExec Service Guarantee  Follow any or every referral 24x7 in Newtracker  Always know where your client is in the application process  The Business Service Specialists understands the valued relationship between you and your client  Your organization has access to comprehensive reports.  These reports allow executives to manage the effectiveness of their employees,  locate specific clients that have been referred to Newtek  forecast when deals will successfully close

11. Thank You  Please visit our website at www.NewtekTechExec.com