1. A Scholar today A Success Tomorrow

2. What is in your future?

3. 1.Your Dream Car?_______ Estimated Cost? ________ 2. Do you like lots of clothes?__ How much do spend per month? 3. Do you dream about traveling?_____ 4. Do you like lots of jewelry?_____ 5. Do you have a cell phone? 6. Do you like to eat a lot?____ 7. Would you like a nice home of your own?_____ 8. Do you plan to have a family some day?_____ 9. Do you plan to use credit cards?______ 10. What is your dream career choice?__ Income per month?__ Activity Time: Write it Down:

4. It is not Who You Know! It is WHAT You Know!

5. Global Competition SOURCE "Global Gamesmanship," Harvard Business Review, Vol. 81, No. 5, May 2003. Someone is competing with you for your future. Where do most of your shoes comes from? What is happening to many of our factories in America?

6. What do Business & Industry Need? Solid academic preparation Good communication skills (verbal and written) Sound science and math foundation Ability to think critically and make decisions Computer-literate Team-oriented employees

7. A job is a task that you get paid for, but don’t necessarily enjoy. A career is a task you enjoy doing, and get paid to do what you enjoy. Job or Career?

8. Here are some facts about professional athletes. Nationally, approximately 971,000 high school students play football. 65,000 of those students go on to play college football. Of those 65,000, 875 sign NFL contracts. 300 of those actually make the roster. That’s.03%, and the numbers are even smaller for other professional sports. Also, the majority of professional athletes go to college. So you want to be a Professional Athlete?.

9. WORKING LIFE OF 48 YEARS HIGH SCHOOL WHY? Keep up to date in current job/vocation Retrain for newly created jobs Have flexibility to switch careers Life-span Analysis High school is the most critical period in your life Prepare Now! For Life-long Learning 0–14 14–18 22–70 70–90

11. Your High School Transcript It is your scorecard. It is how colleges/employers evaluate you. It is the official record of: - student efforts/grades - attendance - accomplishments - extra-curricular activities

12. FACT… You have, at most, EIGHT YEARS to learn the necessary skills needed to “get by” before it’s time to start making your own living! 14 years old to 22 years old! After that…YOU’RE ON YOUR OWN!

13. Tennessee Scholars Have More Options Work Community College 4 Year University Military Technology or Trade School Why Choose to be a Tennessee Scholar?

14. What type of Career are you planning for? http://www.swz.salary.com/salarywizard » Six Figure Jobs ($100,000+) » High Income Jobs ($80,000 - $100,000) » Upper Middle Income Jobs ($50,000 -$80,000) » Middle Income Jobs ($30,000 - $50,000) » Entry Level Jobs ($10,000 - $30,000)

15. IMAGINE your job 40 hr per week $15 per hour average $2,400 per month for a month with 4 weeks $31,200 per year Let’s Do the Math

16. Federal Income Tax (15%) $360 Starting Income $2400 Federal Income Tax (15%) $360$2040 Payment Item Amount Left

17. Federal Income Tax (15%) $360$2040 Social Security/Medicare (10.8%) $220$1820 Social Security/Medicare (10.8 %) $264 Payment Item Amount Left

18. Federal Income Tax (15%) $360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Payment Item Amount Left Medical/Dental Insurance $115

19. Federal Income Tax (15%) $360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Housing $500 (Rent: 1 bedroom/1 bathroom) Payment Item Amount Left

20. Federal Income Tax (15%) $360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Food $300 Payment Item Amount Left

21. Federal Income Tax (15%) $360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Payments $300 Payment Item Amount Left

22. Federal Income Tax (15%)$360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car Insurance $100 Payment Item Amount Left

23. Federal Income Tax (15%)$360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Car Expenses $100 Payment Item Amount Left

24. Federal Income Tax (15%)$360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Telephone $50 Payment Item Amount Left

25. Federal Income Tax (15%) $360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Utilities $100 Payment Item Amount Left

26. Federal Income Tax (15%) $360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Clothing $100 Payment Item Amount Left

27. Federal Income Tax (15%) $360$2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Entertainment $50 Payment Item Amount Left

28. Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Medical and Personal Items 50 $ 55 Medical and Personal Items$50 Payment Item Amount Left

29. Savings $25 Payment Item Amount Left Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Medical and Personal Items 50 $ 55 Savings 25 $ 30

30. Miscellaneous $30 Payment Item Amount Left Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Medical and Personal Items 50 $ 55 Savings 25 $ 30 Miscellaneous $30 0

31. What would you change in this budget? Is there anything left out? Payment Item Amount Left Federal Income Tax (15%) 360 $2040 Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115$1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Medical and Personal Items 50 $ 55 Savings 25 $ 30 Miscellaneous $30 0 Starting Income $2400

32. EMPLOYEE RIGHTS UNDER THE FAIR LABOR STANDARDS ACT THE UNITED STATES DEPARTMENT OF LABOR WAGE AND HOUR DIVISION FEDERAL MINIMUM WAGE $5.85 Per hr beginning July 24, 2007 $6.85 Per hr beginning July 24, 2008 $7.85 Per hr beginning July 24, 2009

33. Minimum Wage vs. Skilled Job $6.85 x 40 hrs/wk $274.00 x 52 wks/yr $14,248.00 year $6.85 x 40 hrs/wk $274.00 x 52 wks/yr $14,248.00 year Unskilled Labor $15.00 x 40 hrs/wk $600.00 x 52 wks/yr $31,200.00 year $15.00 x 40 hrs/wk $600.00 x 52 wks/yr $31,200.00 year Skilled Labor You choose!

34. Education Pays Median Salary by Degree Earned, 2000

35. Highest Growth Occupations 2000-2010 Bachelors Degree Public Relations Manager Advertising Manager Computer Software Engineer Network Administrator Network Systems Analyst Database Administrator Medical Services Manager Associates Degree Computer Support Specialist Medical Records Technician Health Information Technician Physical Therapy Assistant Occupational Therapy Assistant Veterinary Technologists Nurse

36. $35.76/hr $21.93/hr $36.99/hr $43.88/hr $24.99/hr $38.83/hr $58.58/hr $38.43/hr $22.52/hr $18.88/hr $21.36/hr $30.00/hr + Average Wages for Critical Skills Jobs in Tennessee Health Care

37. Ready for College =Ready for Work Employers are saying that the same courses that are needed to prepare you for college are the same ones they are requiring for new employees entering the workforce. The next four years are the best chance you have to determine your future. No matter what your past performance was, you have a brand new opportunity to become a better student and succeed in life! Make becoming a State Scholar part of preparing for your Career Pathway !

38. Reasons to Be a Tennessee Scholars Money College graduates will make $1.2 million more in total salary over their lifetime than non-college graduates.” Rewards and recognition Business give rewards and incentives for staying on track. Tennessee Scholars get special recognition at graduation. Job Preferential hiring many companies in 24 states have “Are you a State Scholar/” on their job application. Scholarships and college success Tennessee Scholars have designated scholarships and the courses are designed to help you be more successful in college.

39. Post Secondary Institutions offering Scholarships to Tennessee Scholars Cleveland State in Cleveland Bryan College in Dayton Technology Center in Athens Dyersburg State Community College in Dyersburg TN Technology Center in McNairy Co Walters State Community College TN Technology Center of Harriman East State Community College Bristol Volunteer State Community College TN Technology Center in Shelbyville Others soon to be added

40. Academic Competitiveness Grants (ACG) Students who are Pell-eligible U.S. Citizens enrolled full-time and have participated in a rigorous high school course of study, like the Scholars Course of Study, may qualify for: –Up to $750 for first year college students –Up to $1,300 for second year college students Check “State Scholar Graduate” on your Free Application for Federal Student Aid (FAFSA) form to apply

41. Free Application for Federal Student Aid (FAFSA) More info at www.studentaid.ed.gov Any student seeking need-based or government aid of any kind must complete the FAFSA every year to remain eligible for Federal aid. The U.S. Department of Education’s Federal student aid programs are the largest source of student aid in America. These programs provide more than $80 billion a year in grants, loans, and work-study assistance.

42. How Do You Become A Scholar? Sign Up with Your Guidance Counselor Make sure you meet the requirements for attendance, discipline and community service Make sure your maintain a “C” average Collect all the rewards for being a Tennessee Scholar

43. The only person you compete against to be a Tennessee Scholars is yourself. If you don’t make it is your choice! Tennessee Scholar

44. It’s YOUR choice...