1. 1 Introducing the #1 Guaranteed Lead Generation system in the World for Small Businesses that actually Pays Merchants to Participate!

2. FREE Worldwide products: 1) Wallet Card and 2) Smart Phone App Universal Loyalty / Rewards Program 2

3. I would like to start working for YOU: To become your Mobile Commerce marketing contractor... Working for FREE to implement an M-Commerce strategy. To build a GUARANTEED lead generation marketing program to GROW your business substantially. To INCREASE your customer base and income dramatically. To build YOU a residual income to 1) increase the value of YOUR company and 2) to build YOU a retirement portfolio. To make YOUR company FAMOUS not only locally but around the entire World! 3

4. The Solution to Small Business Survival The Right Stuff! Who are we? What's your Mobile Solution? FREE Advertising! Why you should partner FAST! Merchant Benefits! eKISS my APP! We help Small Businesses acquire and retain new customers 4

5. Smart Phones (SP) Statistics! 95% use SP to find local information 88% take action immediately 76% use SP to make in-store purchase 79% use SP to help with shopping 5

6. Do you have a Company App? Join 100s of Local Merchants using the Universal FlexApp 6

7. The Most Innovative Product in the World! 2013 Obtainer Magazine The only Cash Back Rewards program that pays YOU when your customers shop up the street. 7

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9. 6 Strategic Advantages Customer Acquisition Customer Retention Employee benefit plan Additional Revenue Accept FlexMoney Turn Key Universal Loyalty Rewards Program If you don’t have an M-Commerce Plan, You DO NOT not have a FUTURE plan! $1.00 for the entire system and a small Success Fee paid upon the sale completion.* Cost to participate: *Note: This is for a limited time and approval is required. 9

10. Generates Guaranteed Leads Picture 50+ Direct Marketing Representatives, hundreds of local merchants and thousands of customers driving business to your location! Our Goal is to be the largest shopping community in the world! 10

11. FREE Advertising...WOW is right! Video Mail (the next BIG Thing is here!) Push Notifications (soon...10,000 minutes annually) Text messaging (soon...4 monthly) Imagine its 10:30 AM… You send out a 15 second video to EVERY FlexKom member in your geographic region that you have created a NEW SANDWICH and want their opinion whether you should add it to the menu. And… Participants receive a FREE Coke with purchase! What would that ability mean to YOUR business? 11

12. The Real Friends & Family Plan. Simply share the FlexApp and share the wealth! Customers earn 4% of their friends and families rewards money. Merchant Example: Sign up 100 faithful customers. They share the FlexApp with 10 friends & you now have 1,000 new customers that pay you every time they shop in the FlexKom network! The GRAB is on! Secure your faithful customer base and the new customers you would like to have. When they shop down the street you make money! Every customer NOW has an incentive to shop at a FlexKom location like yours! 12

13. What's in your M-Commerce Plan? EVERY FlexKom Direct Marketing Representative, 100s of area Merchants and 1,000s of Consumers will be referring customers into YOUR business! FREE – 1,000 static QR codes connecting your customers to your business. A FlexKom POS 4S Terminal system – Purchase price for only $1.00 to the first 40 merchants accepted. (Retail value: $2,995.00) FREE Training and Support to your staff. FREE advertising thru push notification texts and video emails. These FREE video commercials are delivered directly to the consumers mobile device. Your FREE static QR code is usable for creative advertising including emails, cards, flyers, social media and even your vehicles. As the FlexKom brand goes viral, so does your QR code! YOUR “unique” QR Code SOME BENEFITS TO YOU, THE MERCHANT 13

14. eKISS My App! The Merchant shares her APP… The employees share their APP… Customers share their APP… and BAM!! YOU earn money every time they shop at participating FlexKom merchants FOREVER! You have thousands of FlexKom customers at your fingertips, literally OVERNIGHT! 14

15. What are the next Steps? SIGN: Start your M-Commerce plan by signing up now. Your terminal is on its way. Installation is provided…its quick and easy! PLAN: Develop a mobile marketing strategy and how best to implement this program with your FlexKom Partner. Create a 14, 30, 60, 90 day plan to put your Partner to work for YOU. This work NOW will pay of for many years to come! GRAB: Decide on a day to showcase and begin enlisting your customers. GRAB your customers fast before others do! Your QR code starts going Viral! TRAIN: Dedicate someone to understanding the VALUE of your program. Understand the eKISS process, back office TOOLS and advantages for success. SHARE: Spread the word by spreading the APP! Immediately share your QR code with everyone, employees, customers, friends and everyone you come in contact with daily! PROMOTE: Spread the word with everyone that as a FlexKom Merchant Partner, your business has added value and rewards for being a LOYAL customer. 15

16. 4% 12% Receive added Bonuses for sharing FlexApps 16

17. 1. Yes, I would like to submit an Application to join as a FlexKom merchant and earn 12% on my customers savings when they shop at FlexKom merchants worldwide AND 12% on whoever they give the App to and so on and so on. If approved…the cost is only $1.00 for a limited time. 2. Or…Yes, I would like to be a FlexKom customer at NO COST and earn 4% on the savings of the FlexApps that I personally share with others (eKissing them). 3. And/or…Yes, I am interested in becoming a Direct Marketing Representative (DMR) Partner for $399.00 with the ability to earn an additional 12% AND enroll other businesses and DMRs. It’s Your Choice There are 3 ways you may choose to participate: 17 FlexKom®, “The First Mover in M-Commerce Shopping Worldwide!”

18. A. J. Krause Global Brand Manager 888-643-7374 AJKrause1@aol.com www.BraveHeartLoyality.com Join us today! Thank you for your time and consideration. I will be happy to answer any questions. 18

19. How to better understand the Shopping, Savings and Earnings Process  The purpose of next 10 slides is to clarify the FlexKom program.  Where Does the Money Come From?  Value of adding your customers to your FlexKom database.  Growth possibilities for the Mobile, AL area.  What’s an FlexApp merchant worldwide listing look like?  What is the customer checkout process?  Does FlexKom work and how to track your sales?  How a wireless printer opens up possibilities. 20 Minute Training Module 19

20. 20 Pays 5% (50¢) to reimburse the redemption pool payout... 5% (50¢) for O/H to 30% (15¢) Corporate Operations 60% (30¢) to Field for Reps & Merchants (Reps & Merchants earn 6¢ each) 50¢ from the FlexKom redemption pool 5% Flex Reward (advertised rate) 10% (5¢) Customer eKissing bonus / Rewards points* And pays a matching… Business receives $10.00 on a sale and then pays a TOTAL of 10% to FlexKom ($1.00) as they “batch out” in the evening and therefore nets 90% ($9.00) as follows: NOTE: The eKissing bonus is limited until the app goes viral, then the Rewards Points start. $10.00 SALE EXAMPLE with a 5% Cash Back Offer

21. Add NEW customers to YOUR database* by sharing our FREE FlexApp® with others. YOU give away FREE FlexApps® to your customers, family and friends. Assume 200 for this example. eKISS is the terminology used to scan the QR code and download the FlexApp® from one smart phone to another. Let’s assume they give it away to just 3 of their friends each. 200 x 3 = another 600 new customers for YOUR business database. They, in turn, each give away the FlexApp® to 3 of their friends. 600 x 3 = another 1,800 new customers for YOUR business database. They too, give this FlexApp to 3 of their close friends. 1,800 x 3 = another 5,400 new customers for YOUR business database and so on and so on as friends like to share GOOD DEALS! *This example totals 8,000 customers that YOU get paid on. Results can obviously vary. Numbers can grow every month as more customers get the FlexApp® or FlexCard®. 21 In this example… at just $1/customer per month in residual earnings to YOU…this would total $8,000 monthly in added income to YOUR business. Sales amounts will increase as more businesses join the FlexKom shopping community.

22. 22 Now…They have hundreds of FlexKom Merchants in Paris and growing fast all over Europe.

23. 23 Join today and get a FREE worldwide listing active in a week!

24. 24 Step 1 – enter the amount Step 2 – POS creates a QR code The Customer scans the QR code using their FlexApp built-in QR Reader and a “cash back discount “ enters their phone and their account balance is updated in real time.

25. 25 A recent successful EXIT Realty Lyon real estate sale was advertised in advance, produced a FlexKom lead, generated a “$562.00 Cash Back Discount” and was disclosed to all parties on the HUD Closing document. A HAPPY CUSTOMER who…TELLS others and…SHARES the FREE FlexKom smart phone app equals MORE BU$INE$$! YES…IT WORKS!

26. 26 Merchant POS terminal shows that the transaction is now complete. Customer smart phone account is updated showing date, company and FlexMoneys. NEW!! The FlexCharity Customer Donation OPTION is starting soon!

27. www.FlexKom.comwww.FlexKom.com website screenshot with login areas Card Activation, Consumer Login, Merchant Login and Partner login. 27

28. FREE Website Back Office to Track and Manage Your Business Real time accountability as your business grows with more sales. 28

29. 29 Imagine…pizza delivery, pest control, security monitoring, collections, etc. Ideal for consumers who don’t necessarily come into the place of business but pay by phone or internet with credit cards, wired funds, PayPal, Bitcoin, direct deposit, etc. NEW!! This wireless printer will expand our market uses…