1. #ASDAnet @ASDAnet Debt Management and Life after Dental School Todd Cockrell, DMD Kelly Richards

2. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Our challenge and encouragement for you as we get to talk today: “Live Today to Create Tomorrow”

3. #ASDAnet @ASDAnet #ASDAnet @ASDAnet What decisions do you need to make first...

4. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Decision 2 - Geography vs Opportunity: Decision 3 - Practice Environment Decision 1 - Post Graduate Choices: Specializing General Practice Residency or AEGD Private / Group Practice Military Service or Public Health Academic Dentistry and / or Research

5. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Review The Big Picture ( Map out your game plan ) Visions Goals Strategies Tactics Tools --------------------------------

6. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Why ?

7. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Financial Realities You Need to Know in Order to Plan Income / Salary Student Debt Living Requirements “Big Picture” Requirements...

8. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Do you Know Your Number? ** FACT - only 1 out of 100 Dentists Know the number or amount of money they must save each month to reach their goals and achieve their milestone events in their career

9. #ASDAnet @ASDAnet #ASDAnet @ASDAnet “Everyone says they know what to do, but the reality is, only a small few will actually ever do what they know” - Anthony Robbins -

10. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Plans to Choose From: Student Debt Realities and Choices: You’ll have 10-25 years to repay your loan, depending on which repayment plan you choose. Standard Repayment Extended Repayment Graduated Repayment Income Contingent Repayment Income Based Repayment

11. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Review The Big Picture ( Map out your game plan ) Visions Goals Strategies Tactics Tools --------------------------------

12. #ASDAnet @ASDAnet #ASDAnet @ASDAnet Review The Big Picture ( Map out your game plan ) Visions Goals Strategies Tactics Tools --------------------------------

13. #ASDAnet @ASDAnet #ASDAnet @ASDAnet The sooner you have clear and detailed visions and goals, the quicker you will be able to map out your game plan... Then and only then can choose your Strategies, Tactics and Tools to accomplish what you want