1. October 6, 2011 The New BC Wills, Estates and Succession Act (WESA) - What has changed? Thomas E. Wallwork and Janet Freeman February 2014 A webinar for public librarians

2. Goals of this webinar By the end of this workshop, you will be able to:  Explain some of the key changes of the new law, as well as important aspects that remain the same  Refer patrons to the updated resources available online and in print relating to the new law  Answer some common questions patrons have about wills [Please note: we will not be covering the topics ‘living wills’ or advance directives today.]

3. Agenda  Introductions  Why a new law on wills?  What changes and what stays the same?  Resources  Question Period – your common questions about wills  Evaluation link

4. Today’s presenters Janet Freeman LawMatters Program Coordinator, Courthouse Libraries BC Thomas E. Wallwork Barrister and Solicitor Richmond, BC And many thanks to Kyle Armour | Training & Data Co-ordinator | Libraries and Literacy, Open Government and Community Partnerships Division | Ministry of Education for hosting the webinars!

5. A website featuring plain language legal information and education for the public in BC. A search tool to find someone in your community who can help with legal problems. A program that helps public libraries in BC in provide current legal information. A non-profit that works to enhance access to legal information & assistance for the legal community and the public in BC. Courthouse Libraries BC services for the public

6. What CLBC Can Help With Law books and legal databases on public computers with case law, legislation and information about legal procedures. Assistance from law librarians in-person, via telephone at 1.800.665.2570, and email: librarian@courthouselibrary.ca librarian@courthouselibrary.ca Website courthouselibrary.ca features legal information aimed at legal community Libraries in 30 courthouses across BC

7. All public libraries in BC have increased their print legal information collections through grants from LawMatters. LawMatters provides training events and community legal information forums. www.bclawmatters.cawww.bclawmatters.ca and www.bclawmatters.blogspot.ca

8. Workshop handouts: go to www.bclawmatters.cawww.bclawmatters.ca Click on Conference Materials page

10. A Cautionary Note  This presentation provides legal information, not legal advice  Intent: to create a ‘highlight reel’ of the changes to WESA  Many of the concepts have been simplified for clarity  WESA as a ‘hotbed’ of potential litigation and legislative ‘tweaking’  Bottom line: if you, or someone you know, has a problem with respect to succession – don’t go it alone. Referral sources are relatively easy to come by, and include:  The Canadian Bar Association Lawyer Referral Service - www.clicklaw.bc.ca/helpmap/service/1044 www.clicklaw.bc.ca/helpmap/service/1044  Access Pro Bono - www.clicklaw.bc.ca/helpmap/service/1040www.clicklaw.bc.ca/helpmap/service/1040  Or, the Yellow Pages – while many lawyers charge a consultation fee, the value derived from the consultation is extraordinary

11. Background to WESA The current law of succession is badly outdated, extremely counterintuitive, and located in:  centuries of archaic common law  the Supreme Court Civil Rules, and  Several provincial statutes, namely:  The Wills Act  The Wills Variation Act  The Estate Administration Act  The Probate Recognition Act  The Probate Fee Act  The Survivorship and Presumption of Death Act  The Law and Equity Act  The Insurance Act  The Escheat Act  Etc.,etc…

12. Background to WESA  2003 - the BC Law Institute (“BCLI”) initiates the Succession Law Reform Project  2006 – the BCLI issues the Report on Wills, Estates and Succession: A Modern Legal Framework  2009 – WESA passes third reading, is enacted into law  So… what will the legal landscape look like now?  Centuries of archaic common law have been tinkered with via legislation, and need to be evaluated in light of WESA  Revised rules in the Supreme Court Civil Rules  WESA is in force, but does NOT repeal every piece of legislation that touches on succession, although it does repeal quite a few

13. A Primer On What’s Changing (or Not): Existing Wills  WESA will apply to all wills where the testator (“will- maker”) dies after WESA comes into force on 18 March 2014  Don’t worry. Existing (valid) wills are ‘grandfathered’ in, even if they don’t meet the formal requirements under WESA. (s. 186(2))  If a will is revoked, either by the testator or by operation of law, WESA does not revive the ‘dead’ will (s. 186(3))

14. A Primer On What’s Changing (or Not): Existing Wills Old Law (Wills Act)New Law (WESA) For will to be valid: Testator must be 19 or older (usually) Testator must be 16 or older Will must be in writing Signed by the testator in the presence of two witnesses, who must also sign

15. A Primer On What’s Changing (or Not): Making A New Will Old Law (Wills Act)New Law (WESA) Getting married ‘kills’ your will. Getting married does not ‘kill’ your will. You need a divorce, or court ordered separation, before a gift to your (former) spouse is affected. Any gift to your (former) spouse dies when you separate from your spouse. If the will is not properly drafted or difficult to understand, all or part of the will could be struck out. If the will is not properly drafted or difficult to understand, the Court can ‘fix’ the will, to a degree.

16. A Primer On What’s Changing (or Not): Making A New Will Old Law (Wills Act)New Law (WESA) If a beneficiary dies before you do, and your will is not properly drafted, their gift is distributed as if there were no will at all. If your beneficiary dies before you do, and your will is not properly drafted, one of two things happens to that beneficiary’s gift: -if that beneficiary is your sibling or descendant, the gift will pass to their descendants; or -if your beneficiary is not a sibling or descendant, the gift will fall into the residue of your estate.

17. A Primer on What’s Changing (Or Not): Intestate Succession  “Intestate succession” is what happens if someone dies without a will  If there is no will, property does not automatically revert to the government  Currently, the Estate Administration Act provides for a detailed plan as to what happens if there is no will upon someone’s death  The WESA makes substantial changes to the rules of intestate succession, but there are more similarities than differences when looking at the big picture.  For the sake of simplicity and clarity, we’ll take a look at some of the most common situations with respect to people who die intestate

18. A Primer On What’s Changing (or Not): Intestate Succession Old Law (Estate Administration Act) New Law (WESA) If there are no children, your spouse gets your entire estate. If you leave a spouse and one child, your spouse gets $65,000.00 off the top, and the remainder is split evenly between your spouse and your child. If you leave a spouse and one child, and that child is the biological child of your and your spouse, your spouse gets $300,000.00 off the top, and the remainder is split evenly between your spouse and your child. If your child is not the biological child of your and your spouse, your spouse’s initial ‘cut’ is reduced to $150,000.00.

19. A Primer On What’s Changing (or Not): Intestate Succession Old Law (Estate Administration Act) New Law (WESA) If you leave a spouse and more than one child, your spouse gets $65,000.00 off the top, and 1/3 of the remainder, while the remaining 2/3 is split evenly among your children. If you leave a spouse and more than one child, and all of those children are the children of you and your spouse, your spouse gets $300,000.00 off the top, as well as 50% of what is left. The remaining 50% is split evenly among your children. If you leave a spouse and more than one child, and any of those children are not both you and your spouse’s children, your spouse’s initial ‘cut’ is reduced to $150,000.00.

20. A Primer On What’s Changing (or Not): Intestate Succession Old Law (EAA)New Law (WESA) If you die with a spouse and a house, your spouse gets a ‘life estate’ in the house. If you die with a spouse and a house, your spouse has the option to purchase the house. Complex ‘family tree’ determines who will take your estate A differently-structured ‘family tree’ determines who will take your estate

21. A Word on ‘Spouses’  Perhaps the single most far-reaching change is how ‘spouses’ are defined:  Only a ‘spouse’ inherits under intestate succession  Only a ‘spouse’ can challenge a will  If someone ceases to be a ‘spouse’, they may lose out on an existing will

22. A Word on ‘Spouses’ From WESA s.2 : When a person is a spouse under this Act 2 (1) (…) 2 persons are spouses of each other (…) if (…) (a) they were married to each other, or (b) they had lived with each other in a marriage-like relationship (…) for at least 2 years. (2) Two persons cease being spouses of each other (…) if [they separate.]

23. A Primer On What’s Changing (or Not): How Wills are Challenged  Not a lot has changed in this regard – and the Wills Variation Act has, by and large, been simply absorbed into the WESA

24. A Primer On What’s Changing (or Not): How Estates Are Administered Old Law (Estate Administration Act) New Law (WESA) For intestate estates, most administrators must be “insured”. “Insurance” is not automatically required, unless there are minors or disabled beneficiaries. The EAA provides a list of potential administrators, but no ranking is given. A specific ranking scheme of potential administrators is provided: spouses, then children, and so on. A complex morass of rules, both explicit and implicit, govern most of the procedural aspects. A brand new, slightly more complex, morass of rules has been enacted in the BC Supreme Court Civil Rules.

25. 2 resources for background to WESA 1. www.ag.gov.bc.ca/legislation/wills-estates-succession- act/qa.htm www.ag.gov.bc.ca/legislation/wills-estates-succession- act/qa.htm

26. Resources for background to WESA cont’d www.courthouselibrary.ca/training/HowToGuides/WESA.as px www.courthouselibrary.ca/training/HowToGuides/WESA.as px 2.

27. Updated resources for WESA 1. CBA/BC Dial a Law script Making a Will and Estate Planning www.clicklaw.bc.ca/resource/1267www.clicklaw.bc.ca/resource/1267

28. 2. Updated Resources Cont’d: People’s Law School updated booklets Available online in April at www.clicklaw.bc.ca – search for the title. Print copies may be ordered in April from www.publiclegale d.bc.cawww.clicklaw.bc.cawww.publiclegale d.bc.ca

29. 3. Updated Resources Cont’d: Clicklaw common questions will be updated March 31

30. 4. Updated Resources Cont’d: Continuing Legal Education’s BC Probate and Estate Administration Practice Manual Located in larger libraries and at all Courthouse Libraries BC branches, used for very in-depth questions:

31. Titles to weed from your collection A Retention and Updating Guide for Wills and Estates Titles will be distributed soon by LawMatters, and will be available at www.bclawmatters.ca Law Books for Libraries section. Many thanks to Tom for advising us on the Guide.www.bclawmatters.ca

32. Discussion and questions

33. Contact us Thomas E. Wallwork Barrister and Solicitor, Richmond, BC www.divorce-bc.comwww.divorce-bc.com tom@divorce-bc.ca 604 285 6369 Janet Freeman, LawMatters Program Coordinator Courthouse Libraries BC www.bclawmatters.cawww.bclawmatters.ca jfreeman@courthouselibrary.ca 1-800-665-2570 or 604-660-9204

34. Let us know how we’ve done Thanks for your participation today! Please help us plan future webinars, by taking this very short survey: https://www.surveymonkey.com/s/G8SFMRP