1. Wave Of The Future  Large growth segment in EPP  Will replace wireless terminals and voice capture in many instances  Smart-phones are becoming and eventually will be the norm  Makes processing payments simple for industries that were historically difficult  Variety of options and plans Mobile Commerce or mCommerce is the ability to conduct commerce using a mobile device, such as a mobile phone, a Personal digital assistant PDA, a smartphone, or other emerging mobile equipment devices.

2. Variety Of Solutions To Swipe Cards Paysaber RoamPay Charge Anywhere Supports: iPhone Supports: iPhone, Blackberry Droid Supports via blue tooth: Blackberry Droid Windows Mobile Supports via blue tooth: Blackberry Droid Windows Mobile Wireless ePay sc40

3. iPhone Mobile Solutions Can swipe cards and print receipts Works with USA E Pay Gateway Need to download iPhone app Paysaber Plugs into iPhone audio jack and can swipe cards Receipts can be emailed only (no printer) Needs roam data gateway Lower cost solution RoamPay For keyed transactions only (no swiper) Needs USA E Pay gateway and application download Good for merchants already with USA E Pay who want to take keyed payments in a mobile environment Wireless ePay

4. Blackberry Mobile Solutions For keyed transactions only (no swiper) Needs USA E Pay gateway and application download Good for merchants already with USA E Pay who want to take keyed payments in a mobile environment Wireless ePay Blue tooth stand alone printer/ card swiper Needs USA E Pay gateway Good for merchants with USA E Pay who want mobile integration with their website USA E Pay sc40 Plugs into audio jack and can swipe cards Receipts can be emailed only (no printer) Needs roam data gateway Lower cost solution with no printer Roam Pay Blue tooth stand alone printer / card swiper Needs Charge Anywhere gateway and download phone application Provides a comprehensive total mobile solution Charge Anywhere

5. Droid Mobile Solutions For keyed transactions only (no swiper) Needs USA E Pay gateway and application download Good for merchants already with USA E Pay who want to take keyed payments in a mobile environment Wireless ePay Blue tooth stand alone printer/ card swiper Needs USA E Pay gateway Good for merchants with USA E Pay who want mobile integration with their website USA E Pay sc40 Plugs into audio jack and can swipe cards Receipts can be emailed only (no printer) Needs roam data gateway Lower cost solution Roam Pay Blue tooth stand alone printer / card swiper Needs Charge Anywhere gateway and download phone application Provides a comprehensive total mobile solution Charge Anywhere

6. Windows Mobile Solutions For keyed transactions only (no swiper) Needs USA E Pay gateway and application download Good for merchants already with USA E Pay who want to take keyed payments in a mobile environment Wireless ePay Blue tooth stand alone printer/ card swiper Needs USA E Pay gateway Good for merchants with USA E Pay who want mobile integration with their website USA E Pay sc40 Blue tooth stand alone printer / card swiper Needs Charge Anywhere gateway and download phone application Provides a comprehensive total mobile solution Charge Anywhere

7. Potential Industries For mCommerce  Transportation  Taxis  Limo Service  Door to Door Service  Retail  Event Sales  Kiosks  Flea Markets  Pet Grooming  Food Stands  Deliveries  Fast food  Flowers  Groceries  Services  Plumbers  Electricians  Towing  Contractors  AC/Heating  Pool Maintenance  Landscaper  Computer Repair