1. Anyelit Sequera P.4 Banking/Credit Research Project

2.  Founded in NY in 1799.  When it was founded, it served as an agent for Europeans to invest in the US.  It helped the Allied victory in WWI because it loaned money to the French for supplies.  It acquired 5 banks in the 1920s and branches in Cuba and Panama.  It merged with the Trust Co. of NY in 1930.  Its principal banks are:  J.P.Morgan & Co., The Chase Manhattan Bank, Bank One, Manufacturers Hanover Trust Co., Chemical Bank, The First National Bank of Chicago and National Bank of Detroit.

5.  Chase provides:  ATMs.  Online Banking.  Various branches across the US.  Credit Cards.  Home finance.  Investment Opportunities.  Retirement Plans.  Auto Finance.  Education Finance.  Checking Accounts.  Saving Accounts.  CDs.

6.  $25 minimum deposit.  No Monthly Service Fee If: Direct deposits of $500. Daily balance of $1,500. *(Otherwise, $12/month)  Benefits: -Free Debit Card -Free Online banking and bill pay. -Free Chase Mobile Banking. -Free Account Alerts.

7.  $25 minimum deposit.  No Monthly Fee If: Avg. Daily Balance of $15,000. *(Otherwise,$25/month)  Benefits: -All benefits from Total. -Earns Interest -No fees for checks, money orders or gift cards. -2 additional accounts with no monthly fee. Free: -Design Checks -Safe Deposit Box

8.  $100 minimum deposit.  No Monthly Fee If: Avg. Daily Balance of $75,000. *(Otherwise, $25/month)  Benefits: -Benefits from Premier Plus. -Earns Interest -No Overdraft. -No Stop Payment Fee. -9 Premier Platinum Accounts (no monthly fee). -Priority Service. Free: -Personal Style Checks.

9.  $25 minimum deposit.  No Monthly Fee If: Linked to a parent/guardian checking account. Monthly direct deposit. (Otherwise, $6/month) $25 Minimum deposit. No Monthly Fee If: Enrolled in college for up to 5 years. Monthly direct deposit. (Otherwise, $6/month).

10.  $25 minimum deposit.  No Monthly Fee If: Daily balance of $300. Under 18. Any checking account opened. At least 2 $25 transfer to account/month. (Otherwise, $5/month)  Benefits: -Earns Interest. -If linked to checking account, overdraft protection. -Free: Automatic Service Program. Online Banking. Mobile Banking. Account Alerts.

11.  $100 minimum deposit.  No Monthly Fee If: Daily Balance of $15,000 or more. Linked to any checking account.  Benefits: -All benefits from Chase Savings. -Higher balance = Higher Interest Rate

12.  Chase CDs:  -$1,000 minimum.  Chase CDs Specials:  -$10,000 minimum.  -Requires Chase Checking Account.