Presentation is loading. Please wait.

Presentation is loading. Please wait.

J.P. M ORGAN C HASE Silvia Moran Period: 2. S OME H ISTORY … The bank was known as “Chase Manhattan Bank” until it merged with J.P. Morgan & Co. in 2000.

Similar presentations


Presentation on theme: "J.P. M ORGAN C HASE Silvia Moran Period: 2. S OME H ISTORY … The bank was known as “Chase Manhattan Bank” until it merged with J.P. Morgan & Co. in 2000."— Presentation transcript:

1 J.P. M ORGAN C HASE Silvia Moran Period: 2

2 S OME H ISTORY … The bank was known as “Chase Manhattan Bank” until it merged with J.P. Morgan & Co. in Headquarters- Chicago, since it merged with Bank One Corporation in In 2008, the bank acquired the deposits and most assets of Washington Mutual. One of the Big Four banks in the U.S. Fun Fact: Chase offers more than 5,300 branches and 16,500 ATMs nationwide.

3 C HASE National Bank a bank chartered by the U.S. government and formerly authorized to issue notes that served as money. LocationImaging/branding Commercials about direct deposits using the iPhone Spanish commercials are appealing to Hispanics

4 C HECKING A CCOUNTS  Chase Total Checking  Chase Premier Plus Checking  Chase Premier Platinum Checking  Student Checking ***Each one has free access to more than 16,500 ATMs & 5,300 branches nationwide***

5 C HASE T OTAL C HECKING Benefits FREE Chase Debit Card, Online Banking and Bill Pay, Chase Mobile banking, Account alerts Minimum Deposit to Open = $25 No Monthly Service Fee Direct deposits totaling $500 or more made to this account. OR with a $1,500 minimum daily balance OR, with an average daily balance of $5,000 or more in linked deposits/investments Otherwise, a $12 Monthly Service Fee applies.

6 C HASE P REMIER P LUS C HECKING All the benefits of Chase Total Checking, plus: Earns interest FREE Chase design checks, Safe Deposit Box No Non-Chase ATM fee charged by Chase for the first four Inquiries, Transfers and Withdrawals each statement period for using another institution´s ATM No fee for money orders, official checks, travelers checks and gift cards

7 C HASE P REMIER PLUS CHECKING (CONT.) Chase Plus Savings with no Monthly Service Fee and higher interest rates Two additional Chase Premier Plus Checking accounts with no Monthly Service Fee Chase Business Select Checking account with no Monthly Service Fee Minimum Deposit to Open= $25 No Monthly Service Fee With an average daily balance of $15,000 or more in linked deposits/investments Otherwise a $25 monthly Service Fee

8 C HASE PREMIER PLATINUM CHECKING All the benefits of Chase Premier Plus Checking, plus: Earns interest FREE Personal Style checks No Non-Chase ATM fee charged by Chase for using another institution´s ATM No Overdraft Protection Transfer Fee No Incoming Wire Transfer Fee No Stop Payment Fee Chase Plus Savings with no Monthly Service Fee and higher interest rates

9 C HASE P REMIER PLATINUM CHECKING ( CONT.) Two additional Chase Premier Platinum Checking accounts with no Monthly Service Fee Chase Business Select Checking account with no Monthly Service Fee Minimum Deposit to Open = $100 No Monthly Service Fee With an average daily balance of $75,000 or more in linked deposits/investments Otherwise a $25 monthly Service Fee applies

10 S TUDENT C HECKING All the benefits of Chase Total Checking Minimum Deposit to Open= $25 No Monthly Service Fee With a qualifying linked parent/guardian checking account; OR, with monthly direct deposit Otherwise a $6 monthly Service Fee All the benefits of Chase Total Checking Minimum Deposit to Open = $25 No Monthly Service Fee If enrolled in college for up to five years; OR, with monthly direct deposit Otherwise a $6 monthly Service Fee High School College

11 S AVING A CCOUNTS & CD S  Chase Savings  Chase Plus Savings  Chase CD  Chase CD Special

12 C HASE S AVINGS Benefits FREE Automatic Savings Program, Online Banking, Chase Mobile banking, Account alerts Access to more than 16,500 Chase ATMs and 5,300 branches nationwide Earns interest By linking this account to your Chase checking account, you may use it for Overdraft Protection Minimum Deposit to Open= $25 No Monthly Service Fee Minimum of $300 or more in this account At least one repeating automatic transfer of $25 or more from Personal Chase Checking each month Under 18 years old Otherwise, $5 Monthly Service Fee

13 C HASE P LUS S AVINGS All the benefits of Chase Savings, plus: Higher balances earn a higher interest rate Earn relationship rates when linked to an active qualifying checking account (Otherwise non-relationship rates apply) Minimum Deposit to Open= $100 No Monthly Service Fee With a minimum daily balance of $15,000 or more in this account Otherwise a $20 Monthly Service Fee

14 C ERTIFICATES OF DEPOSIT $1,000 Minimum Opening Deposit $10,000 Minimum Opening Deposit Also requires a Chase Checking Account Chase CDsChase CDs Special

15 W ORKS B EST FOR ME - Student Checking - (High School) - It would be linked to my parents checking account. So, I wouldn’t have to pay the $6 monthly fee.

16 C REDIT CARD Visa Bank that issues it? Bank of America

17 B ANK OF A MERICA It’s the second largest bank holding company in the United States by assets. Headquarters- Charlotte, North Carolina. It’s one of the “Big Four banks in the U.S It is a national bank

18 Is a global payments technology company that enables consumers, businesses, financial institutions and governments to use digital currency instead of cash and checks.

19 E VALUATION OF C ARD What is the APR? 20.24% Annual Fee- $39 Penalty for paying late- Up to $35 Rewards/Incentives Help establish or rebuild credit Account reviewed after 12 months to see if you can upgrade to an unsecured card and a refund of Security Deposit Request a tap & pay device, including an additional card with built-in tap & pay functionality Protections (Total Security Protection Package) Card is lost or stolen, Bank of America reimburses transaction Guaranteed Credit Fraud Monitoring Photo Security Online Protection Privacy Policy


Download ppt "J.P. M ORGAN C HASE Silvia Moran Period: 2. S OME H ISTORY … The bank was known as “Chase Manhattan Bank” until it merged with J.P. Morgan & Co. in 2000."

Similar presentations


Ads by Google